Underwriting Consultant

Sun Life; Saint John; On-site; CAD 60,000 - 80,000; Full time

Job summary

A major financial services company is seeking an Underwriting Consultant in Saint John, New Brunswick. This role requires evaluating applications for Life and Critical Illness Insurance, analyzing risks, and making informed decisions. The ideal candidate will have a Bachelor's degree, at least 3 years of underwriting experience, and strong analytical skills. This position offers a hybrid work environment and various employee benefits, aiming to support your success and well-being.

Benefits

Flexible Benefits from day one

Pension Plan participation with company matching

Stock Ownership Program

Paid vacation and Care Days

Sabbatical program

Investment in not-for-profit organizations

Qualifications

• Minimum 3 years of experience as an Individual Life Underwriter.
• Existing Life and Critical Illness signing authorities.
• Specialized training: ALU certificate and commitment to ongoing education.

Responsibilities

• Analyze medical, personal and financial information to evaluate eligibility.
• Assess and classify risk, gather additional information as required.
• Negotiate decisions with reinsurers when necessary.

Skills

Analytical skills

Judgment

Problem-solving skills

Service-oriented attitude

Interpersonal skills

Ability to meet deadlines

Education

Bachelor's degree or equivalent

Job description

Overview

Location : hybrid, work from home

Join Sun Life as an Underwriting Consultant in Saint John, New Brunswick, Canada. This role focuses on underwriting for Life and Critical Illness Insurance products, using analytical and risk assessment skills to evaluate eligibility and make informed decisions.

Responsibilities

• Analyze medical, personal and financial information to evaluate eligibility for applications submitted for Life and Critical Illness Insurance products
• Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required
• Approve cases within authority limit. Submit cases exceeding limits to be co-signed
• Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules
• Liaise with business leaders and advisors delivering exceptional service and expertise
• Communicate and explain decisions effectively to financial security advisors and / or client’s physician as required
• Respond to inquiries from financial advisors and general agents without revealing confidential content
• Maintain medical knowledge and stay current on underwriting approaches

Qualifications

• Minimum 3 years of experience as an Individual Life Underwriter
• Existing Life and Critical Illness signing authorities
• Bachelor's degree or equivalent
• Analytical, judgement, problem-solving and decision-making skills
• Knowledge of medicine and risk factors
• Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners
• Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks
• Specialized training : ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations

Why join Sun Life

• A caring, supportive, and inclusive culture
• Supportive leadership focused on your success and well-being
• Multiple career paths in dedicated, independent, high net worth and underwriting risk management teams
• Continuous improvements to enhance work and client experience
• Sustainability commitments to create a cleaner, more inclusive future for communities

We also offer programs to help employees achieve lifetime financial security and live healthier lives, including :

• Flexible Benefits from day one
• Pension Plan participation starts immediately with automatic enrollment and company matching contributions
• Stock Ownership Program with company match
• Pay for performance rewards
• Paid vacation, 5 Care Days, and 10 Sick Days
• Sabbatical program : up to 6 weeks off every five years
• Investment in not-for-profit organizations

When a new position becomes available that matches your background, the base pay range will be disclosed. In addition to base pay, eligible Sun Life employees participate in incentive plans, discretionary subject to performance. Some sales roles have sales incentive plans based on results.

Diversity and inclusion are at the core of Sun Life's values. We welcome applications from qualified individuals from all backgrounds. Persons with disabilities who need accommodation in the application process may e-mail a request to [e-mail].

We are a hybrid organization offering options to work from the office or virtually, depending on role requirements and individual needs. Only those selected for an interview will be contacted.

Job Category : Underwriting - Individual

Posting End Date : 07 / 09 / 2025

Seniority level

• Not Applicable

Employment type

• Full-time

Job function

• Finance and Sales

Industries

• Financial Services and Insurance

Referrals increase your chances of interviewing at Sun Life. Get notified about new Underwriting Consultant jobs in Saint John, New Brunswick, Canada.

J-18808-Ljbffr