Senior Underwriter, Commercial Lines

Intact Financial Corporation; Ajax; Hybrid; CAD 80,000 - 100,000; Full time

Job summary

A leading insurance firm is seeking a Commercial Lines Senior Underwriter in Ajax, Ontario. The role involves managing relationships with brokers, assessing risks for quotes, and coaching team members. Ideal candidates should have 5-7 years of underwriting experience and a Chartered Insurance Professional designation. Join us for a hybrid work arrangement that values inclusivity and career growth.

Benefits

Employee Share Purchase Plan

Extensive benefits package

Flexible work arrangements

Annual wellness account

Qualifications

• Minimum 5 to 7 years of commercial lines underwriting experience.
• Expert understanding of Commercial Underwriting Guides.
• Ability to handle complex risks.

Responsibilities

• Develop relationships with brokers and provide service.
• Assess moderate to complex risks and recommend solutions.
• Coach team members in underwriting knowledge.

Skills

Commercial lines underwriting experience

Customer service skills

Negotiating skills

Communication skills

Education

Chartered Insurance Professional (CIP) designation

Tools

Microsoft Office

Job description

About the role

Join Intact's innovative Commercial Lines Underwriting team and contribute to the success of Canada's largest P&C insurer. Use state-of-the-art technology to streamline broker collaboration and enhance risk assessment. Handle diverse files, build strong broker relationships, and work alongside industry leaders. You'll shape future decisions through impactful projects, using advanced tools to hone your technical skills. We are committed to sustainable growth, climate change adaptation, and maintaining excellent broker partnerships. Enjoy flexible work arrangements, endless learning opportunities, and a supportive culture that champions inclusivity and career growth. Join us in shaping the future and growing your career.

We're looking for a Commercial Lines Senior Underwriter to join our growing team! This position can be located in our Toronto, Mississauga, Ajax, London or Ottawa office. This role is a permanent full-time hybrid position that requires a minimum of 2 days per week working in your assigned office.

What you'll do here :

1. Develop long-term and meaningful relationships with brokers by providing legendary service and participating in broker visits, field underwriting, insurance industry functions, and marketing events.
2. Assess and evaluate moderate to complex risks, analyzing requests for quotes, renewals and policy changes and recommend innovative solutions.
3. Coach and mentor team members to develop their technical underwriting knowledge and to enhance broker relationships.
4. Help shape the future of Commercial Lines Underwriting by providing creative solutions on process or workflow improvements to increase efficiency and elevate best practices.
5. Provide leadership to ensure that the regional underwriting service, production and profitability levels are achieved.
6. Apply effective pricing and underwriting strategies in accordance with Company guidelines and personal underwriting authority limits.
7. Within your level of authority, quote, negotiate, sell, and authorize the acceptance of moderate to complex new business, renewals, and endorsements to develop and retain profitable business according to the business plan established for the department.
8. Arrange reinsurance if and when required.
9. Work closely to develop and maintain positive business partnerships with brokers, reinsurers and co-workers.
10. Use the computer system for policy inquiry, electronic filing, underwriting and rating transactions.
11. Some travel is required.

What you bring to the table :

• Minimum 5 to 7 years of commercial lines underwriting experience
• Chartered Insurance Professional (CIP) designation preferred
• Care for people by being supportive, providing candid feedback and recognizing performance
• Maintain an expert and current understanding of all relevant Commercial Underwriting Guides and instructions related thereto
• Demonstrate the ability to handle complex risks
• Awareness of local community conditions and insurance issues
• Superior organization and demonstrated ability to handle multiple priorities and deadlines
• Exemplary and proactive customer service skills to identify needs, effectively negotiate, and provide tailored solutions to brokers
• Great communication skills (both written and verbal)
• Strong negotiating skills and business savvy
• Initiative and ability to work under pressure
• Sound knowledge of Microsoft Office products and computer tools
• No Canadian work experience required however must be eligible to work in Canada.

LI-Hybrid

What we offer

Our hybrid work model provides the balance between working from home and enjoying meaningful in-person interactions.

Working here means you'll be empowered to be and do your best every day. Here is some of what you can expect as a permanent member of our team :

A financial rewards program that recognizes your success

An industry leading Employee Share Purchase Plan; we match 50% of net shares purchased

An extensive flex pension and benefits package, with access to virtual healthcare

Flexible work arrangements

Possibility to purchase up to 5 extra days off per year

An annual wellness account that promotes an active and healthy lifestyle

Access to tools and resources to support physical and mental health, embracing change and connecting with colleagues

A dynamic workplace learning ecosystem complete with learning journeys, interactive online content, and inspiring programs

Inclusive employee-led networks to educate, inspire, amplify voices, build relationships and provide development opportunities

Inspiring leaders and colleagues who will lift you up and help you grow

A Community Impact program, because what you care about is a part of what makes you different. And how you contribute to your community should be just as unique.