MANAGER/SENIOR MANAGER, PORTFOLIO MANAGEMENT – Ontario

BDC; Ottawa; On-site; CAD 85,000 - 105,000; Full time

Job summary

A Canadian financial institution is seeking a Manager / Senior Manager, Portfolio Management to oversee service requests and annual reviews for the loan portfolio. The role requires strong analytical and problem-solving skills, along with three to five years of account management experience in banking. Ideal candidates will possess a Bachelor's degree in Commerce or Business Administration, and bilingualism is an asset. This position offers a dynamic work environment where proactive thinking is essential.

Benefits

Diversity and inclusion initiatives

Equitable work environment

Top employer recognition

Qualifications

• Three to five years’ experience as an account manager in the banking sector.
• In-depth knowledge of banking products, services, policies, processes, and procedures.
• Ability to analyze complex financial structures.

Responsibilities

• Process service requests and annual reviews during the loan life cycle.
• Analyze and recommend service requests to support the Business Development team.
• Monitor client borrowing activities and identify additional opportunities.

Skills

Analytical skills

Problem-solving

Time management

Bilingualism (French & English)

Education

Bachelor’s degree in Commerce or Business Administration

Job description

Overview

The Manager / Senior Manager, Portfolio Management contributes to updating the Bank’s loan portfolio by processing service requests and annual reviews required during the life cycle of a loan. They analyze and recommend complex and advanced service requests and supports the Business Development team in developing efficient solutions to meet the client’s requests while adhering to the Bank’s policies and directives.

Challenges to be met

• Follow up on outstanding issues in the files in accordance with BDC’s audit policies, processes, and procedures by ensuring that the forms and information are accurate and complete, the conditions are met, and the signatures are obtained

• When completing an annual review, validate the profitability of the portfolio by monitoring the client’s borrowing activities and identify additional opportunities (financing or consulting) and be proactive to retain existing clients

• Review financial statements, complete the financial analysis, and evaluate the risk rating

• Actively address situations where potential risks are identified, such as arrears, risk deterioration and declining financial results

• Evaluate high and advanced risk requests and offer proactive solutions to restructure agreements, minimize risk and mitigate losses in collaboration with Credit, the business centres and other internal colleagues

• Authorize, decline, or recommend services within the established parameters, and ensure a high caliber of analysis and due diligence for all loan amendments and service requests

• Maintain relationships with business centre personnel and colleagues to foster good teamwork and the pursuit of common objectives and the consistent application of policies

• Coach, mentor and share experience with team members

• Keep abreast of economic trends in his or her region and any potential impact for the Bank’s clients

• Keep abreast of changes made to policies, procedures, and detailed processes and of trends in credit and regulatory issues that may have an impact on BDC

What we are looking for

• Bachelor’s degree in Commerce or Business Administration

• Three to five years’ experience as an account manager in the banking sector

• In-depth knowledge of banking products, services, policies, processes, and procedures

• Ability to analyze complex financial structures

• Ability to identify and solve problems pro-actively with good judgment

• Demonstrated flexibility to adapt to a changing environment

• Good time management skills and ability to set priorities to meet tight deadlines

• Cooperative attitude

• Bilingualism (French & English) is an asset

Proudly one of Canada’s Top 100 Employers and one of Canada’s Best Diversity Employers, we are committed to fostering a diverse, equitable, inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application, please do not hesitate to contact us at [e-mail].

While we appreciate all applications, we advise that only the candidates selected to participate in the recruitment process will be contacted.