Job Opportunities : Senior Underwriter - National Programs

Wawanesa Insurance; Toronto; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading insurance company in Toronto is seeking a Senior Underwriter for National Programs. You will be responsible for analyzing and underwriting complex commercial risks while collaborating with various stakeholders. The ideal candidate will have a minimum of 5 years of experience in property and casualty underwriting and will possess strong analytical and decision-making skills. This role offers full-time employment with competitive remuneration and opportunities for professional growth.

Benefits

Diversity, Equity, Inclusion and Belonging initiatives

Recognition as a top employer

Qualifications

• Minimum 5 years of Property & Casualty industry experience with a focus on commercial lines underwriting.
• Strong analytical skills with the ability to justify underwriting actions.

Responsibilities

• Analyze and underwrite complex commercial risks within assigned national programs.
• Prepare and deliver monthly insights reports for assigned programs.
• Collaborate with various teams to develop renewal and new business strategies.
• Manage inspection processes and monitor claims activity.
• Build and maintain strong broker relationships.

Skills

Analytical skills

Decision-making skills

Microsoft Office Suite proficiency

Communication skills

Customer service orientation

Education

Post-secondary education in business or a related field

Completion of recognized Property & Casualty industry designation

Tools

PC Rating Tools

Microsoft Excel

Job description

Job Overview

The Underwriter National Programs plays a critical role in the profitable growth and management of national program portfolios. This position involves advanced risk analysis strategic collaboration with internal and external stakeholders and execution of underwriting strategies aligned with departmental goals. The role supports key performance targets including claims ratio premium growth and broker engagement while contributing to a high-performing team-based culture.

Responsibilities

• Analyze and underwrite complex commercial risks within assigned national programs ensuring alignment with corporate underwriting guidelines and profitability targets.
• Prepare and deliver monthly insights reports for assigned programs identifying trends performance metrics and opportunities for improvement to support strategic decision-making.
• Collaborate with Program Specialists Actuarial Prevention & Risk Services and Reinsurance to develop and execute renewal and new business strategies.
• Lead the preparation and review of CASE documents for new and renewal business including pricing wording and reinsurance considerations.
• Manage inspection processes : order surveys review recommendations and implement action plans for below-average and underinsured risks.
• Monitor and act on claims activity by completing 30-day loss reports recommending underwriting actions as needed.
• Review broker referrals within 48 hours making decisions within authority or escalating with recommendations.
• Oversee bordereau management : ensure timely receipt review for compliance and coordinate accurate data entry with Management Underwriting Assistants and Business Operations Support teams.
• Foster strong broker relationships through timely communication regular touchpoints and in-office visits supporting mutual business objectives.
• Contribute to departmental initiatives aimed at improving employee engagement collaboration and continuous improvement.
• Mentor and support more junior team members including junior underwriters and underwriting assistants.
• Perform other duties as assigned.

Qualifications

Experience

• Minimum 5 years of Property & Casualty industry experience with a focus on commercial lines underwriting.

Education

• Post-secondary education in business or a related field.
• Completion or active pursuit of a recognized Property & Casualty industry designation (e.g. CIP FCIP).

Technical Skills

• Proficient in Microsoft Office Suite and underwriting systems (e.g. PC Rating Tools).
• Strong analytical and decision-making skills with the ability to justify underwriting actions.
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

Behavioural Competencies

• Strong customer service orientation with a member-centric mindset.
• Collaborative team player who contributes to a positive and inclusive work environment.
• Proactive and adaptable with a continuous improvement mindset.
• Demonstrated leadership in mentoring and supporting peers.

Assets

• Experience in national programs or delegated authority underwriting.
• Familiarity with bordereau processing and automated underwriting tools.
• Ability to perform basic to advanced Microsoft Excel functions (e.g. formulas lookups pivot tables).

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Wawanesa is proud to be one of Manitoba's Top Employers a Kincentric Best Employer in Canada and a Forbes Best Employer in Canada recognizing an exceptional place to work!

Diversity Equity Inclusion & Belonging

At Wawanesa we are committed to Diversity Equity Inclusion and Belonging (DEIB) and believe that our strength lies in the diversity of our people this is supported by having a representative workforce. We welcome applications from all qualified candidates including racialized persons women Indigenous Peoples persons with disabilities members of the 2SLGBTQIA community gender-diverse and neurodiverse individuals and anyone who can contribute to the further diversification of thought and ideas. We aim to ensure our recruitment process is accessible to all candidates. If you require accommodations during any stage of the recruitment process please reach out in confidence to . All Wawanesa job applicants are subject to Wawanesas .

Required Experience: Senior IC

Key Skills

Loan Processing, Credit Analysis, Fraud, Math, Risk Analysis, Pricing, Analysis Skills, Fair Housing Regulations, Equity Research, Underwriting, negotiation, RMF

Employment Type : Full Time

Experience : years

Vacancy : 1