Finance / Credit Model Risk Manager

Affirm; Toronto; Remote; CAD 234,000 - 304,000; Full time

Job summary

A leading financial technology company is seeking a Finance / Credit Model Risk Manager in Toronto to validate models for critical business decisions. Ideal candidates have over 6 years of experience and deep knowledge in finance and analytics, along with strong skills in Python and SQL. This role offers a competitive salary range of $170,000 to $220,000, benefits including health coverage and flexible spending, and the opportunity to work remotely.

Benefits

100% subsidized medical coverage

Generous stipends for technology and lifestyle

Competitive vacation and holiday schedules

Employee stock purchase plan

Qualifications

• 6+ years of professional experience in model validation or data analytics.
• Deep knowledge of ALM, treasury, and corporate finance.
• Experience with credit risk is a strong plus.

Responsibilities

• Conduct independent validations of models across finance and analytics.
• Identify weaknesses and highlight opportunities for improvements.
• Collaborate with teams to drive remediation of validation findings.
• Partner with model owners to enhance the MRM framework.
• Work with Accounting and Compliance teams to meet audit expectations.

Skills

Model development

Data analytics

Python scripting

SQL data wrangling

Problem-solving

Communication skills

Education

BS, MS, or PhD in a quantitative field

Job description

Join to apply for the Finance / Credit Model Risk Manager role at Affirm

5 days ago Be among the first 25 applicants

Join to apply for the Finance / Credit Model Risk Manager role at Affirm

Get AI-powered advice on this job and more exclusive features.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We're looking for a sharp, driven quantitative professional to join our dynamic Model Risk Management (MRM) team. This is your chance to dive deep into the models that power our most critical business decisions. You'll collaborate across the company to shape a best-in-class risk framework, ensuring our models are robust, reliable, and ready for the future. If you're passionate about the intersection of data science, finance, and risk, this role is for you.

What You’ll Do

• Conduct rigorous, independent validations of sophisticated models across finance, treasury, credit, and analytics, through in-depth review, testing and ongoing monitoring to ensure their accuracy and integrity
• Identify key model weaknesses and highlight opportunities for improvement, helping teams build stronger, more powerful tools
• Collaborate with teams across the business to drive the remediation of validation findings
• Partner with model owners and developers to implement and enhance our company-wide MRM framework, ensuring it remains effective and innovative
• Work closely with our Accounting, Internal Controls, and Compliance teams to ensure we meet and exceed all audit and regulatory expectations

What We Look For

6+ years of professional experience in a technical role like model development, model validation, or data analytics

Deep knowledge of ALM, treasury, and corporate finance. Experience with credit risk is a strong plus

Hands-on ability to script in languages like Python and wrangle large-scale datasets with SQL

A BS, MS, or PhD in a quantitative field such as Quantitative Finance, Math, or Data Science

A natural problem-solver with a meticulous eye for detail, a deep curiosity for how models work, and excellent critical-thinking skills

Exceptional interpersonal and communication skills, with a proven ability to translate complex technical ideas for any audience

Base Pay Grade - O

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

CAN base pay range per year : $170,000 - $220,000

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include :

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents

Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses

Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge

ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

Seniority level

Seniority level

Mid-Senior level

Employment type

Employment type

Full-time

Job function

Job function

Finance and Sales

Referrals increase your chances of interviewing at Affirm by 2x

Sign in to set job alerts for “Credit Risk Manager” roles.

Analyst II, Credit Risk- Portfolio Monitoring and Direct to Consumer

Senior Product Manager, Credit & Pricing

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

J-18808-Ljbffr