Associate Director, Corporate Client Group Finance

Royal Bank of Canada>; Brantford; Hybrid; CAD 85,000 - 115,000; Full time

Job summary

A leading financial institution is seeking an Associate Director for their Corporate Client Group in Ontario. The role involves managing credit relationships and collaborating with client relationship managers. Ideal candidates will have experience in commercial lending and strong analytical skills. Opportunities exist to make a meaningful impact within a dynamic team.

Qualifications

• Proven track record in financial and credit analysis.
• Minimum three years’ experience in commercial lending.
• Strong quantitative and analytical skills.

Responsibilities

• Collaborate with client relationship managers on loans.
• Manage the credit approval process and maintain portfolio quality.
• Engage with key RBC partners to enhance client relationships.

Skills

Financial analysis

Commercial lending

Credit structuring

Relationship management

Microsoft Office

Education

Undergraduate degree in Business, Economics, Accounting, or Finance

Job description

Overview

Job Description

As an Associate Director, Corporate Client Group (CCG) Finance, you are part of a team of client-facing credit professionals aligned to our Large Commercial client segment, defined as commercial clients with annual sales revenue between $25MM and $125MM and total exposure between $10MM and $50MM. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

Location Note - This role supports the Southwestern Ontario Market with flexibility in work location.

What will you do?

• Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients
• Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients
• Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed client needs
• Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers
• Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the ABL, MMLF and Mezz teams), National Specialized Solutions (e.g. Leasing, Trade Finance), Personal Banking, and others
• Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines to find the appropriate mix of credit risk and structural mitigants
• Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

• Proven track record in financial and credit analysis in support of exceptional client relationship management
• Minimum three years’ experience in commercial lending at a major financial institution, ideally in diversified corporate banking or upper middle market / large commercial banking
• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements
• Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)
• Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis
• Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to-have

• MBA, CPA or CFA
• Trained in credit and accounting with an ability to manage complex concepts

What’s in it for you?

• We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work

Job Details

• Job Skills: Commercial Credit Underwriting, Corporate Lending, Credit, Credit Structuring, Financial Analysis
• Address: 148 FULLARTON ST, LONDON
• City: London
• Country: Canada
• Work hours / week: 37.5
• Employment Type: Full time
• Platform: PERSONAL & COMMERCIAL BANKING
• Job Type: Regular
• Pay Type: Salaried
• Posted Date: 2025-09-10
• Application Deadline: 2025-10-01
• Note: Applications will be accepted until 11:59 PM on the day prior to the deadline

Inclusion and Equal Opportunity Employment

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