Treasury Analyst

Payretailers; São Paulo; Híbrido; BRL 80.000 - 120.000; Tempo integral

Resumo da oferta

A fintech company in Brazil seeks a Treasury Analyst to manage treasury controls, cash flow, and regulatory compliance. The role involves daily bank reconciliations, cash management, and executing cross-border payments to support operations. Ideal candidates should have strong knowledge of financial instruments, Brazilian capital markets, and treasury management systems. This position offers a hybrid work mode and growth opportunities in a fast-paced environment.

Serviços

Opportunities for growth

Hybrid work model 3×2

Excellent work environment

Flexible retribution partner

Qualificações

• Strong understanding of financial instruments and the Brazilian capital markets.
• Knowledge of local regulations applicable to the financial and payments sector.
• Experience with treasury management systems and digital payment platforms.
• Ability to manage financial risks and work with derivatives for hedging.

Responsabilidades

• Maintain strong treasury controls and perform daily bank reconciliations.
• Monitor and manage daily cash positions and prepare cash flow forecasts.
• Ensure compliance with relevant regulations and maintain capital levels.
• Execute cross-border payments and monitor FX exposures.
• Support enhancements of Treasury Management System and back-office tools.

Conhecimentos

Understanding of financial instruments

Knowledge of Brazilian capital markets

Experience with treasury management systems

Cash flow analysis

Ability to manage financial risks

Descrição da oferta de emprego

Treasury Analyst

PayRetailers is a fintech delivering advanced payment solutions across Latin America and Africa.

We cultivate a collaborative, inclusive work environment that nurtures creativity and growth.

Job Responsibilities

1. 1. Treasury Controls, Reconciliation & Bank Account Management

   Maintain strong treasury controls, ensuring accuracy and compliance across all treasury processes.

   Perform daily bank account reconciliations and resolve discrepancies promptly.

   Oversee the opening, maintenance, and closure of bank accounts, ensuring proper documentation and access management.

   Strengthen relationships with banks and financial institutions to support treasury operations and secure optimal banking conditions.

2. 2. Cash Management, Forecasting & Investments

   Monitor and manage daily cash positions to ensure sufficient liquidity for operational needs.

   Prepare short- and long-term cash flow forecasts, identifying risks, gaps, and liquidity optimization opportunities.

   Manage excess cash investments, ensuring alignment with internal policies, risk appetite, and market conditions.

   Evaluate and propose strategic investment opportunities to maximize returns on available capital.

3. 3. Regulatory Follow-Up & Capital Requirements

   Ensure treasury activities comply with relevant regulations, including Central Bank of Brazil and other applicable guidelines.

   Monitor and maintain sufficient capital levels across entities, ensuring compliance with regulatory capital requirements.

   Execute and control dividend and intercompany loan payments and ensure minimum cash buffers are met in Brazil.

4. 4. Cross-Border Transactions

   Ensure timely and accurate execution of cross-border payments and funding flows between group entities.

   Monitor FX exposures and support mitigation strategies to reduce currency and settlement risk.

   Coordinate with local FX partners to ensure smooth international transactions.

5. 5. System Improvements (TMS & Back Office)

   Support the enhancement of the Treasury Management System (TMS) and back-office tools to improve automation, controls, and reporting.

   Implement new technologies and automation solutions to optimize treasury processes.

   Collaborate with Finance, Operations, and Tech teams to streamline workflows and ensure system integrity.

6. 6. Additional LATAM‑Specific Responsibilities
   • Support other Treasury professionals across different markets in LATAM.
   • Support group-wide Treasury initiatives for improvements across different markets in LATAM.

Job Requirements

• Strong understanding of financial instruments and the Brazilian capital markets.
• Knowledge of local regulations (Central Bank, CVM, etc.) applicable to the financial and payments sector.
• Experience with treasury management systems (TMS) and digital payment and investment platforms.
• Cash flow analysis and strong process revision skills.
• Ability to manage financial risks and work with derivatives for hedging against currency or interest rate exposure.

What we offer

• Opportunities to grow within a company in a hyper‑growth stage.
• Hybrid mode of work 3×2.
• Excellent work environment and strong collaboration.
• Possibility to increase net salary through our flexible retribution partner.

Seniority Level

Mid‑Senior level

Employment Type

Full‑time

Job Function

Accounting / Auditing