Senior Credit Risk Analyst

Citigroup Inc.; São Paulo; Presencial; BRL 80.000 - 110.000; Tempo integral

Resumo da oferta

A global financial services provider is looking for a seasoned Underwriter in São Paulo, Brazil. Responsibilities include developing credit policies, preparing presentations on risk management, and ensuring compliance with credit policies. The ideal candidate has 5-8 years of credit risk experience, strong analytical and communication skills, and the ability to work in a fast-paced environment. A Bachelor's degree is required, and fluency in English is essential. This position offers a full-time contract with opportunities for leadership.

Qualificações

• 5-8 years of risk-related credit work experience in banking or financial institutions.
• Fluency in English is required.
• Previous experience in credit card risk management or equivalent training.
• Ability to apply credit and risk principles towards business goals.
• Demonstrated ability to synthesize, prioritize, and drive results.

Responsabilidades

• Develop recommendations to adjust credit policies using statistical techniques.
• Implement initiatives ensuring consistency and compliance with credit policies.
• Prepare risk management presentations for senior management.
• Assess risk when business decisions are made.

Conhecimentos

Analytical Thinking

Constructive Debate

Escalation Management

Financial Analysis

Policy Knowledge

Risk Controls and Monitors

Risk Identification and Assessment

Formação académica

Bachelor's / University degree or equivalent experience

Descrição da oferta de emprego

The Underwriter is a seasoned professional role.

Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function.

Integrates subject matter and industry expertise within a defined area.

Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business.

Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach / taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information.

Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources.

Strong communication and diplomacy skills are required.

Regularly assumes informal / formal leadership role within teams.

Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and / or facilitating services to others in area of specialization.

Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities

• Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques
• Implement initiatives to ensure consistency and compliance with credit policies
• Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 5-8 years risk / risk-related credit work experience in banking / financial institutions
• English fluency is required
• Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
• Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
• Demonstrates strong ethics and integrity
• Ability to see the 'big picture' in a complex environment
• Can make decisions under pressure and short timeline
• Excellent verbal & written communication skills.
• Active listening skills.
• Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

Education

Bachelor's / University degree or equivalent experience

This job description provides a high-level review of the types of work performed.

Other job-related duties may be assigned as required.

Job Family Group : Risk Management

Job Family : Credit Risk

Time Type : Full time

Most Relevant Skills : Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills : For complementary skills, please see above and / or contact the recruiter.

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