Credit Risk Analyst

Nu; São Paulo; Presencial; BRL 120.000 - 160.000; Tempo integral

Resumo da oferta

A prominent digital financial platform based in São Paulo is seeking a Credit Risk professional to oversee and enhance credit risk functions. The role involves challenging credit models, setting up reporting procedures, and analyzing financial metrics. Candidates should have a Bachelor's degree in relevant fields, strong analytical skills, and coding expertise in SQL or Python. This position also offers a variety of employee benefits, including a medical plan and relocation assistance.

Serviços

Public Transportation Commuting Benefit

NuCare – Psychological, Financial and Legal Assistance Program

Life Insurance

Medical Plan

NuLanguage – Language Course Program

Nucleo - Our learning platform of courses

Extended Parental Leave

Daycare Allowance

Parental Consultancy

Work-from-home Allowance

30 days of paid vacation

Relocation Assistance Package

Qualificações

• Experience in managing credit risk functions.
• Ability to work with data and present to senior management.
• Knowledge of credit risk models and related policies.

Responsabilidades

• Challenge credit business models for enhancement.
• Set up reporting procedures for credit portfolio performance.
• Propose and monitor KPIs for credit risk.
• Understand financial metrics related to profitability.
• Review and challenge credit policies.
• Leverage analytical skills to manipulate credit portfolio data.

Conhecimentos

Analytical skills

Problem-solving skills

SQL

Python

Scala

Formação académica

Bachelor’s degree in Engineering, Economics, Math, Statistics, or Physics

Descrição da oferta de emprego

Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building.

Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human.

Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page https://international.nubank.com.br/careers/

About the role

The Credit Risk Squad is part of the 2nd line of Defense, responsible for managing and overseeing the credit risk function of our organization by providing independent oversight and challenge to the first line of defense. As a second line Credit Risk team, we are responsible for monitoring credit risk exposure, conducting credit risk assessment and providing guidance and support to the credit areas which execute credit decisions and manage credit risk on a day-to-day basis.

You’ll be responsible for

• Challenge credit business models to find enhancement opportunities
• Set up a report procedure to guarantee an efficient communication and influence regarding Nubank credit portfolio performance to enable Nubank’s sustainable growth
• Propose and monitor KPIs in order to explain changes in Nubank credit risk portfolio
• Understand financial metrics related to profitability/earnings and costs
• Experience in presentations to senior management to consolidate risk messages updates
• Review and challenge credit policies defined by first line
• Leveraging your analytical and problem-solving skills to manipulate and learn from data related to the credit portfolio.

We are looking for a person who has

• Analytical, problem solving and passionate to manipulate data in order to learn from it
• Bachelor’s degree in Engineering, Economics, Math, Statistics, Physics or related fields
• Great coding skills (SQL, Python, Scala or other similar programming languages)
• Manage Credit Risk either working in the first line or second line of defense, or even implementing credit risk related projects

Preferred Qualifications

• Advanced or Fluent English
• Knowledge of Credit Risk Models/Policies (Valuation/Risk-Returns), KPIs, Enterprise Risk Management Requirements

Location for this opportunity (City, Country)

Chance of earning equity at Nubank

• Public Transportation Commuting Benefit (Vale-Transporte)
• NuCare – Psychological, Financial and Legal Assistance Program
• Life Insurance
• Medical Plan
• NuLanguage – Language Course Program
• Nucleo - Our learning platform of courses
• Extended Parental Leave
• Daycare Allowance
• Parental Consultancy
• Work-from-home Allowance
• 30 days of paid vacation
• Relocation Assistance Package, if applicable