Credit Risk Analyst

Us Nu; São Paulo; Híbrido; BRL 120.000 - 160.000; Tempo integral

Resumo da oferta

A leading digital financial platform is seeking a candidate for the Credit Risk Squad in São Paulo, Brazil. The role focuses on managing and overseeing credit risk, assessing exposure, and proposing key performance indicators. The ideal candidate will have strong analytical skills, relevant educational background, and proficiency in programming languages like SQL or Python. This hybrid position offers competitive benefits and emphasizes collaboration.

Serviços

Chance of earning equity

Food / Meal Card

Public Transportation Benefit

NuCare Assistance Program

Life Insurance

Medical Plan

Dental Plan

Language Course Program

Learning platform access

Extended Parental Leave

Daycare Allowance

Work-from-home Allowance

Gym Partnerships

30 days of paid vacation

Relocation Assistance Package

Qualificações

• Experience in managing Credit Risk on a day-to-day basis.
• Ability to propose and monitor KPIs related to credit risk.
• Experience in presenting updates to senior management.

Responsabilidades

• Challenge credit business models to find enhancement opportunities.
• Set up reporting procedures for efficient communication about credit performance.
• Understand financial metrics related to profitability and risks.

Conhecimentos

Analytical problem-solving

Coding skills (SQL, Python, Scala)

Knowledge of Credit Risk Models

Formação académica

Bachelor's degree in Engineering, Economics, Math, Statistics, or Physics

Ferramentas

Microsoft Access

Data Analysis Skills

Descrição da oferta de emprego

About Us

Nu is one of the largest digital financial platforms in the world with more than 127 million customers across Brazil Mexico and Colombia. Guided by our mission to fight complexity and empower people we are redefining financial services in Latin America and this is still just the beginning of the purple future were building.

Listed on the New York Stock Exchange (NYSE : NU) we combine proprietary technology data intelligence and an efficient operating model to deliver financial products that are simple accessible and human.

Our impact has been recognized by global rankings such as Time 100 Companies Fast Companys Most Innovative Companies and Forbes Worlds Best Bank. Visit our institutional page

About the role

The Credit Risk Squad is part of the 2nd line of Defense responsible for managing and overseeing the credit risk function of our organization by providing independent oversight and challenge to the first line of defense. As a second line Credit Risk team we are responsible for monitoring credit risk exposure conducting credit risk assessment and providing guidance and support to the credit areas which execute credit decisions and manage credit risk on a day-to-day basis.

You’ll be responsible for

• Challenge credit business models to find enhancement opportunities
• Set up a report procedure to guarantee an efficient communication and influence regarding Nubank credit portfolio performance to enable Nubanks sustainable growth
• Propose and monitor KPIs in order to explain changes in Nubank credit risk portfolio
• Understand financial metrics related to profitability / earnings and costs
• Experience in presentations to senior management to consolidate risk messages updates
• Review and challenge credit policies defined by first line
• Leveraging your analytical and problem-solving skills to manipulate and learn from data related to the credit portfolio.

We are looking for a person who has

• Analytical problem solving and passionate to manipulate data in order to learn from it
• Bachelors degree in Engineering Economics Math Statistics Physics or related fields
• Great coding skills (SQL Python Scala or other similar programming languages)
• Manage Credit Risk either working in the first line or second line of defense or even implementing credit risk related projects

Preferred Qualifications

• Advanced or Fluent English
• Knowledge of Credit Risk Models / Policies (Valuation / Risk-Returns) KPIs Enterprise Risk Managament Requirements

Location for this opportunity (City Country)

• São Paulo Brazil

Our Benefits

• Chance of earning equity at Nubank
• Food / Meal Card (Vale-Refeição and / or Vale Alimentação)
• Public Transportation Commuting Benefit (Vale-Transporte)
• NuCare Psychological Financial and Legal Assistance Program
• Life Insurance
• Medical Plan
• Dental Plan
• NuLanguage Language Course Program
• Nucleo - Our learning platform of courses
• Extended Parental Leave
• Daycare Allowance
• Parental Consultancy
• Work-from-home Allowance
• Gym Partnerships
• 30 days of paid vacation
• Relocation Assistance Package if applicable

Work Model for this Role

Hybrid 2-3 times / week : Our hybrid work model brings us to the office at least twice a week on strategic days designed to maximize team connection and collaboration. For more details visit Experience :

Key Skills

ISO 27001,Microsoft Access,Risk Management,Financial Services,PCI,Risk Analysis,Analysis Skills,COBIT,NIST Standards,SOX,Information Security,Data Analysis Skills

Employment Type : Full Time

Experience : years

Vacancy : 1