Credit / Collections Analyst

Red Hat Software; São Paulo; Presencial; BRL 70.000 - 90.000; Tempo integral

Resumo da oferta

A leading software company in São Paulo is seeking a Credit and Collections Analyst to manage financial statement analysis and maintain credit limits for customers. The role involves monitoring credit limits, resolving credit issues, and handling collection activities while ensuring adherence to company policies. Ideal candidates have a Bachelor's degree and over 3 years of experience in a corporate setting, along with strong analytical and communication skills. Proficiency in Excel is essential, and knowledge of Oracle ERP is a plus.

Qualificações

• 3+ years of credit, accounts receivable, and collections experience in a corporate setting.
• Advanced written and verbal English skills; good Spanish skills are a plus.
• Proficiency in Excel analysis.

Responsabilidades

• Interact with customers to obtain credit information.
• Reconcile AR transactions to keep accounts accurate.
• Oversee credit risk analysis and approval of credit limits.
• Negotiate late payments and manage customer relationships.
• Perform month-end-close activities with the accounting team.

Conhecimentos

Credit analysis

Accounts receivable management

Customer negotiation

Financial statement analysis

Excel analysis

Formação académica

Bachelor's degree in accounting, business administration, or economics

Ferramentas

Oracle ERP

Descrição da oferta de emprego

About the job :

The Red Hat Finance team is looking for a Credit and Collections Analyst to join us in Sao Paulo, Brazil.

In this role, you will create financial statement analysis and maintain appropriate credit limits for potential and existing customers, this will involve examining financial statements, analyzing the past business record with Red Hat, and communicating with stakeholders; mainly each local credit analyst as well as regional credit managers, to set up appropriate credits for customers.

As a Credit and Collection Analyst, you will be required to maintain credit lines, which will include monitoring credit limits and future business opportunities, as well as resolving any issues related to credit or collections, with adherence to policies, processes, programs, and enterprise systems.

You will also take care of collection activities, which include contact with customers, preparation and delivery of reports, managing delinquent accounts, sales team relationship and participation in global committees to develop and implement system adjustments, with testing and documentation.

What you will do :

• Interact with customers, the financial market, and peers to obtain credit information and references to support the approval of credit lines
• Reconcile AR transactions and balances to keep accounts and reporting accurate
• Oversee credit risk analysis, availability, and approval of credit limit in accordance with market and company policy; provide detailed credit analysis and interpretation of customers' financial status and trends
• Check for credit viability on requests for extended payment terms or exceptions
• Initiate adjustments to customers' accounts
• Negotiate late payments and maintenance of the customer portfolio (aging)
• Analyze delinquent accounts and prepare reports on top offenders, including action plans for resolution
• Maintain bad debt records, including calculation of reserves and control of recovery
• Be responsible for ad hoc assignments to special projects to increase the efficiency of the function and systems, and provide back-up for other Credit Analysts
• Perform month-end-close accounts receivable activities with the accounting team, which typically include running AR reports and reconciliations
• Build good partnerships with local management teams, Sales, and Operations teams

What you will bring :

• Bachelor's degree in accounting, business administration, or economics
• 3+ years of credit, accounts receivable, and collections experience in a corporate setting that includes successful portfolio management to cash collection goals
• Ability to review financial terms and conditions of the contracts for deals, including software subscriptions, consulting services, and training
• Advanced written and verbal English communication skills; good Spanish language skills are a plus
• Proficiency in Excel analysis; Oracle ERP experience is a plus
• Good organization skills, detail-oriented, motivated, and persistent, with great diplomacy and influencing skills
• Logical reasoning skills, flexible, organized, and results-oriented

LI-RB2

About Red Hat :