AML / CFT Compliance Expert

Bybit; Natal; Presencial; BRL 120.000 - 150.000; Tempo integral

Resumo da oferta

A leading crypto finance company is seeking a senior-level compliance officer to manage AML/CFT policies and ensure alignment with Brazilian regulations. The ideal candidate will have over 7 years of experience in compliance within financial services and demonstrate expertise in KYC and transaction monitoring. Proficiency in both Portuguese and English is required, along with a solid understanding of regulatory requirements and the crypto industry dynamics. This position is based in Natal, Brazil.

Qualificações

• 7+ years of senior-level AML/CFT and sanctions compliance experience within financial services.
• Strong knowledge of COAF, Central Bank of Brazil regulations, and FATF recommendations.
• Hands-on expertise in transaction monitoring and suspicious activity reporting.

Responsabilidades

• Develop and enhance AML/CFT and sanctions policies.
• Act as the primary compliance interface with regulators.
• Perform risk-based customer due diligence reviews.
• Prepare and submit Suspicious Transaction Reports to regulatory bodies.
• Support internal and external audits and regulatory reviews.

Conhecimentos

AML/CFT regulations

Customer due diligence

Risk assessment

KYC/KYB processes

Analytical abilities

Fluency in Portuguese and English

Formação académica

Bachelor's degree in Law, Finance, Economics or related field

Postgraduate studies or professional certifications (CAMS, ICA)

Descrição da oferta de emprego

Key Responsibilities Develop, implement, and continuously enhance AML / CFT and sanctions policies in alignment with Brazilian regulatory requirements and global best practices.

Act as a primary compliance interface with regulators, including managing inspections, responding to inquiries, and executing remediation plans.

Perform risk-based customer due diligence (CDD / KYC / KYB) and enhanced due diligence (EDD) reviews for both individuals and corporate clients.

Support ongoing monitoring activities, including transaction surveillance, sanctions screening, and the investigation of alerts or potentially suspicious behaviors.

Prepare, review, and submit Suspicious Transaction Reports (STRs) and other mandatory filings to COAF or relevant regulatory bodies.

Track legislative and regulatory developments related to AML / CFT and sanctions, and drive timely updates to internal policies and procedures.

Assist in delivering internal training programs to strengthen organizational awareness of AML / CFT and sanctions compliance obligations.

Conduct periodic AML / CFT risk assessments to validate control effectiveness and ensure alignment with the company's enterprise risk management framework.

Maintain comprehensive documentation, audit trails, and recordkeeping for all compliance assessments, escalations, investigations, and filings.

Support internal and external audits as well as regulatory reviews, ensuring timely and accurate provision of information.

Collaborate cross-functionally with Legal, Risk, Operations, and Technology teams to enhance compliance systems, data quality, and operational efficiency.

Contribute to the evaluation and oversight of third-party service providers supporting AML / CFT and broader compliance functions.

Requirements

Must be legally residing in Brazil.

Minimum 7 years of senior-level AML / CFT and sanctions compliance experience within financial services, fintech, or virtual asset service providers (VASPs).

Demonstrated ability to operate independently as part of the second line of defense, with sound judgment in escalation and decision-making.

Strong knowledge of COAF, the Central Bank of Brazil, CVM regulations, and FATF recommendations.

Hands-on expertise in KYC / KYB processes, transaction monitoring, and suspicious activity reporting.

Bachelor's degree in Law, Finance, Economics, or a related field; postgraduate studies or professional certifications (CAMS, ICA, etc.) strongly preferred.

Excellent analytical abilities, high ethical standards, and full professional fluency in Portuguese and English.

Must satisfy all fit-and-proper requirements, including :

• No history of bankruptcy or insolvency;
• An impeccable professional reputation;
• Strong understanding of the crypto industry, including market dynamics and associated risks;

Technical competence aligned with the responsibilities of the role.