Senior Credit & Risk Analyst

Imdad; Dubai; On-site; AED 200,000 - 300,000; Full time

Job summary

A leading credit management firm in Dubai is seeking a Senior Credit Officer to manage credit tasks, analyze customer payment behavior and financial statements, and provide recommendations on credit risk. The ideal candidate will have a bachelor's degree in accounting or finance, 4-6 years of related experience, and proficiency in financial tools. Strong communication skills in English and Arabic are essential. This role offers an opportunity to enhance credit operations in a dynamic environment.

Qualifications

• 4 – 6 years of experience in credit management.
• Clear history of credit & collection experience in a B2B environment within the GCC market.
• Good credit-related legal knowledge.
• Previous experience working on aging reports.
• Proven track record of business engagement with sales departments.

Responsibilities

• Review and analyze new & current credit applications and documents.
• Revise contracts & credit limits; advise on potential risks.
• Assess financial statements and credit history.
• Prepare credit reports according to procedures.
• Provide credit recommendations based on analysis.
• Assist finance with credit deal reconciliations.
• Review customer contractual arrangements.
• Report policy incidents to management.

Skills

Financial tools and systems (SAP/ERP/Oracle)

Microsoft Office proficiency

Strong verbal communication skills (English & Arabic)

Interpersonal skills

Education

Bachelor’s degree in accounting or finance/business administration

Job description

A leading credit management firm in Dubai is seeking a Senior Credit Officer to manage credit tasks, analyze customer payment behavior and financial statements, and provide recommendations on credit risk. The ideal candidate will have a bachelor's degree in accounting or finance, 4-6 years of related experience, and proficiency in financial tools. Strong communication skills in English and Arabic are essential. This role offers an opportunity to enhance credit operations in a dynamic environment.