Runner & Indemnities & Retention

First Abu Dhabi Bank; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading banking institution in Dubai is seeking a dedicated individual to manage customer documents and process loan requests. The ideal candidate will handle customer interactions with precision, explain product details effectively, and ensure compliance with banking standards. Candidates should possess strong negotiation skills, a Bachelor's degree, and 1-2 years of relevant experience in banking. This full-time position emphasizes customer satisfaction and effective teamwork.

Qualifications

• 1-2 years of experience in banking or similar experience.
• Capability to articulate and represent the customer's perspective.
• Competency in conducting primary initial screenings of customer financial records.

Responsibilities

• Collecting requisite documents from customers.
• Executing DD settlements for acquisitions from competitors.
• Scrutinizing customer documents prior to collection.
• Handling customer documents with diligence.
• Reporting any unauthorized activities to management.
• Guiding customers through application completion.

Skills

Proficient Negotiation Skills

Strong Interpersonal Skills

Collaborative Teamworking Abilities

Knowledgeable in Banking Systems

Education

Bachelor's Degree

Job description

The role holder in this role is tasked with the comprehensive management and collection of necessary documents from customers coupled with the meticulous processing of all loan requests within the system. Additionally the role involves proficiently utilizing retention tools to manage and assist in retaining customers effectively. The role holder holds the responsibility of discerning client needs and concerns strategically raising pertinent points to the management for informed decision‑making.

Key Responsibilities

• Collecting requisite documents from customers with a focus on precision and thoroughness.
• Executing DD settlements for acquisitions from competitors.
• Scrutinizing all customer documents prior to collection encompassing:
  • Validation of the authenticity of original documents.
  • Verification of customer identity.
  • Ensuring the sighting of original documents.
  • Applying the True copy of original annotation on photocopies with inclusion of Name Staff ID and Signature as stipulated.
  • Attesting customer signatures as Signature Verified and Signed in my presence.
• Handling customer documents with the highest level of diligence.
• Safeguarding all original documentation securely and utilizing the designated chub in accordance with Standard Operating Procedures (SOP).
• Promptly reporting any unauthorized or unethical activities observed during customer visits to management.
• Engaging with customers at the Branch/Retention Center guiding them through application/form completion.
• Explaining approval/product details to customers including but not limited to Interest Rate Loan Amount Bullet loan etc.
• Entering and submitting applications in the Customer Application System (CAS) and Loan Management System (LMS) for processing.
• Uploading documents on the Document Management System (DMS).
• Ensuring comprehensive logging and updating of all cases in the Management Information System (MIS) with their respective statuses.
• Providing timely Daily Weekly and Monthly reports to management on activities within the work area.
• Coordinating with relevant departments to ensure timely disbursement of cases by sending original documents.
• Gathering data related to customer complaints or competitor offers.
• Proactively identifying problem areas and recommending resolutions.
• Demonstrating effective negotiation skills with customers.
• Delivering excellent customer service and consistently ensuring customer satisfaction.
• Possessing proficiency in all bank products and their features with a commitment to explaining them to customers.
• Providing general administrative support.
• Assisting and supporting other Retention officers when required.
• Strict adherence to policies processes and procedures of the organization.

Qualifications

• Proficient Negotiation Skills.
• In-depth Understanding of Products Policies and Systems.
• Strong Interpersonal Skills for effective interaction with customers and various business units.
• Collaborative Teamworking Abilities.
• Capability to articulate and represent the customers perspective.
• Competency in conducting primary initial screenings of customer financial records.
• Thorough Understanding of Product Policies Features and Campaign Management.
• Knowledgeable in Banking Systems.
• Bachelors Degree.
• Required. 1-2 year of experience in banking or similar experience.

Remote Work

No

Employment Type

Full-time