Credit Risk Analyst: Data-Driven Recovery Modeling

ClearGrid; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A fast-growing startup in Dubai is seeking a Credit Risk Analyst to deliver data-driven solutions in the financial modeling of distressed consumer loan portfolios. The role involves advanced recovery modeling, statistical analysis, and building visual reports using tools like SQL and Tableau. Candidates with expertise in financial modeling and a strong understanding of BNPL dynamics will thrive in this position. Join to play a central role in redefining debt recovery strategies in an evolving industry.

Qualifications

• Advanced proficiency in SQL and Python/R for data manipulation.
• Expert level in Tableau or similar for visualizing recovery trends.
• Expert Excel skills for financial modeling, including DCF and IRR analysis.

Responsibilities

• Develop and maintain recovery rate models focusing on high-potential segments.
• Construct correlation matrices to test recovery sensitivity against borrower signals.
• Utilize machine learning to identify lookalike borrowers for risk mitigation.
• Design and execute Portfolio Bid models integrating recovery forecasts.
• Build and manage Tableau dashboards for reporting to stakeholders.

Skills

Advanced proficiency in SQL

Expert level in Tableau

Expert Excel/Financial modeling

Understanding of BNPL

Job description

A fast-growing startup in Dubai is seeking a Credit Risk Analyst to deliver data-driven solutions in the financial modeling of distressed consumer loan portfolios. The role involves advanced recovery modeling, statistical analysis, and building visual reports using tools like SQL and Tableau. Candidates with expertise in financial modeling and a strong understanding of BNPL dynamics will thrive in this position. Join to play a central role in redefining debt recovery strategies in an evolving industry.