Cards Product Manager SME

PayTech Nexus Ltd; Dubai; On-site; AED 120,000 - 200,000; Full time

Job summary

A leading payment solutions firm is seeking a Cards Product Management SME to drive the development and commercialization of credit card products in the UAE. The ideal candidate must have at least 10 years of experience in credit card product management, with a strong understanding of the UAE market and a proven track record in launching card products. Responsibilities include product strategy development, portfolio management, and stakeholder engagement. This role requires a results-oriented and customer-centric mindset.

Qualifications

• Minimum of 10 years of experience in credit card product management, preferably in the consumer segment.
• Strong understanding of the UAE market and financial products.
• Excellent analytical, strategic planning, and problem-solving skills.

Responsibilities

• Develop and implement product strategies and initiatives.
• Monitor and analyze the credit card portfolio performance.
• Develop and execute growth strategies to expand the credit card business.
• Monitor and manage credit and fraud risk, and compliance with regulations.
• Build and maintain relationships with stakeholders.

Skills

UAE Cards Experience

Experience in Card Launches in the UAE

Strong drive for achieving targets and KPIs

Creative and innovative thinking

Team player with leadership skills

Job description

Job Title

Cards Product Management SME

Term

12 months

Client Location

Dubai UAE

Division

Payments

Reports To

Head of Payments

Relevant Experience

Minimum of 10 years of experience in credit card product management preferably in the consumer segment

Mandatory Requirements

• UAE Cards Experience
• Experience in Card Launches in the UAE
• Immediately available

Purpose of the Project

The Card Product will support the design, execution, commercialization and post‑launch ramp‑up of spends for Amazons co‑brand card in the UAE market

Key Activities

Core Scope

• Product Management: Develop and implement product strategies and initiatives to meet the needs of clients. Design innovative credit card products and features tailored to the segment. Collaborate with cross‑functional teams including marketing, sales and operations to launch and promote new products
• Portfolio Management: Monitor and analyze the performance of the credit card portfolio including profitability, utilization and customer satisfaction. Identify trends, opportunities and risks within the portfolio and develop strategies to address them. Optimize pricing, fees and rewards to maximize revenue and customer retention
• Scaling the Business: Develop and execute growth strategies to expand the credit card business. Identify and pursue new market opportunities and partnerships to increase market share. Implement marketing and promotional campaigns to attract new clients and increase card usage
• Risk Management: Monitor and manage credit risk, fraud risk and compliance with regulatory requirements. Develop and implement risk mitigation strategies and controls to protect the business and customers
• Stakeholder Management: Build and maintain relationships with internal and external stakeholders including SME clients, partners and regulatory authorities. Collaborate with sales teams to train and support them in promoting and selling SME credit card products

KPIs

• Achievement of product launch milestones
• Growth in credit card portfolio (GDV)
• Customer satisfaction and retention rates
• Revenue and profitability targets
• Compliance with regulatory requirements

Knowledge and Experience

• Strong understanding of the UAE market, financial products and regulatory environment in the Middle East
• Excellent analytical, strategic planning and problem‑solving skills
• Ability to work effectively in a fast‑paced dynamic environment and manage multiple projects simultaneously
• Excellent communication, presentation and interpersonal skills

Mandatory Skills

• Results‑oriented with a strong drive for achieving targets and KPIs
• Creative and innovative thinker with a passion for developing new products and solutions
• Team player with strong leadership and project management skills
• Customer‑centric mindset with a focus on delivering exceptional service and value to the segment