SME Business Lead

Maribank Singapore Private Limited; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

A prominent financial institution in Singapore is seeking a leader for the SME segment to drive overall business vision, product strategy, and portfolio growth. The ideal candidate will have over 15 years of experience in banking, focusing on SME business, and possess a strong understanding of regulatory compliance in lending. Responsibilities include owning P&L, managing product development, and fostering client relationships for scalable solutions. This role offers an opportunity to shape the future of SME finance in a dynamic environment.

Qualifications

• Minimum 15 years of full-time working experience in business within a bank or financial institution.
• Minimum 10 years of full-time working experience in relevant SME business.
• Prior experience driving digital experience improvements through technology and UI/UX enhancements.

Responsibilities

• Lead the overall business vision, strategy, and product roadmap for the MariBank SME segment.
• Drive SME portfolio growth and client acquisition.
• Own SME business P&L and portfolio performance.
• Oversee end-to-end SME product development.
• Ensure compliance with regulatory, credit risk, and risk appetite requirements.
• Lead execution of the SME lending strategy.
• Originate, structure, and approve SME credit solutions.
• Build, lead, and mentor the SME lending and product team.

Skills

Leadership

Financial Analysis

Digital Experience Improvements

Cross-functional Collaboration

Education

Bachelor’s degree or above

Job description

Job Description

• Lead the overall business vision, strategy, and product roadmap for the MariBank SME segment, covering lending, deposits, and embedded financial solutions.
• Drive SME portfolio growth and client acquisition through technology-enabled, data-led, and partnership-driven solutions.
• Own SME business P&L and portfolio performance, including balance sheet growth, asset quality, portfolio monitoring, and regular performance reviews.
• Oversee end-to-end SME product development, from customer journey design and requirement prioritisation to delivery governance and post-launch optimisation.
• Ensure full compliance with regulatory, credit risk, CDD/KYC, and risk appetite requirements across all SME lending and financing activities.
• Lead execution of the SME lending strategy, including portfolio scaling, revenue expansion, risk-calibrated lending programs, and new product commercialization.
• Originate, structure, and approve SME credit solutions, including proposal development, financial analysis, and collaboration with risk and credit stakeholders.
• Build, lead, and mentor the SME lending and product team, while partnering closely with internal functions and external ecosystem partners to deliver scalable SME solutions.

Requirements

• Bachelor’s degree or above in any field.
• Minimum 15 years of full-time working experience in business within the bank or financial institution.
• Minimum 10 years of full-time working experience in relevant SME business within the bank or financial institution.
• Prior experience driving digital experience improvements through technology and UI/UX enhancements is strongly preferred.
• Solid understanding of regulatory, compliance, and credit risk requirements relevant to SME lending.
• Ability to work cross-functionally with risk, legal, compliance, treasury, and operations teams.