Senior Compliance Oversight Specialist - TikTok - Global Payment

TikTok; Singapore; On-site; SGD 80,000 - 110,000; Full time

Job summary

A leading global social media platform is seeking a Senior Compliance Oversight Specialist in Singapore to drive compliance product effectiveness testing and ensure robust financial crime controls across its services. The ideal candidate will have over 5 years of relevant experience, including a strong analytical mindset and an understanding of AML/CFT frameworks. Join a dynamic team focused on maintaining the highest compliance standards while fostering innovation in a rapidly evolving environment.

Qualifications

• 5+ years of experience in financial crime compliance testing or consulting.
• Proven experience in designing and executing control testing methodologies.
• Strong understanding of AML/CFT control frameworks.

Responsibilities

• Drive compliance product and control effectiveness testing.
• Design a compliance control testing framework.
• Evaluate financial crime controls across jurisdictions.

Skills

Experience in financial crime compliance testing

Control testing methodologies

Understanding of AML/CFT control frameworks

Analytical mindset

Job description

Finance

Senior Compliance Oversight Specialist - TikTok - Global Payment

Location: Singapore

Employment Type: Regular

Job Code: A247802

Responsibilities

About The Team The Global Payment team of TikTok provides payment solutions, including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on the TikTok platform.

1. Drive independent compliance product and control effectiveness testing across TikTok business functions (including TikTok Live, TikTok Shop, creator monetisation, virtual gifting, and payments adjacent activities) with a focus on financial crime risk controls embedded within products, systems, and rule frameworks.
2. Design and uplift a compliance control testing framework, covering:
   • Product-level control inventories and risk to control mappings
   • Control design effectiveness (CDE) and operating effectiveness (OE) methodologies
   • Standardised testing documentation, workpapers, and reporting standards
3. Assess whether financial crime controls embedded within compliance products and systems:
   • Appropriately designed to address inherent financial crime risks
   • Properly governed, approved, and maintained
   • Operating effectively and consistently across jurisdictions and product variants
4. Execute control focused testing across core FCC domains, including:
   • KYC / KYB control frameworks (e.g. risk scoring logic, onboarding decision rules, trigger based reviews)
   • Name and sanctions screening controls (e.g. rule configuration, list management, alert logic, tuning governance)
   • Transaction monitoring controls (e.g. scenario coverage, typology alignment, thresholds, change management)
   • Suspicious activity escalation and reporting controls (e.g. trigger mechanisms, decision governance, oversight controls)
5. Evaluate control coverage, configuration, and dependency on data inputs, including:
   • Reliance on automation, thirdparty tools, and internal systems
   • Completeness, accuracy, and appropriateness of data feeding key FCC controls
   • Limitations, assumptions, and compensating controls where automation is incomplete
6. Own the issue lifecycle management for control testing outcomes, including:
   • Definition of root causes and risk impacts
   • Tracking remediation actions to completion
   • Performing targeted retesting to validate control remediation
7. Develop management reporting and indicators focused on:
   • Control effectiveness trends across products and regions
   • Recurring control design weaknesses
   • Emerging financial crime risks arising from product changes or scaling
8. Act as a credible challenge function to product, engineering, and compliance teams, ensuring financial crime controls are designed to scale with TikTok’s evolving business models without defaulting to operational workarounds.

Qualifications

Minimum Qualifications:

• 5+ years of experience in financial crime compliance testing, control assurance, or risk-based reviews, with a strong preference for consulting or advisory background with experience in audit, compliance transformation, control framework build-outs, or assurance functions
• Proven experience designing and executing control testing methodologies, including testing of automated controls, rules engines and thresholds, governance and change management over compliance products
• Experience beyond traditional operational QA, with the ability to assess control intent, logic, and effectiveness (not just process adherence).
• Strong understanding of AML/CFT control frameworks, including control design vs operating effectiveness, risk to control alignment and preventive vs detective controls
• Strong analytical mindset with the ability to deconstruct complex compliance products into assessable control components.

Preferred Qualifications:

• Comfortable challenging product and engineering teams on control adequacy, assumptions, and residual risk.
• Excellent written communication skills, with experience producing executive level control testing reports.
• Highly organised, detail oriented, and able to operate independently in environments where frameworks are still being built.