Senior Compliance Officer APAC (F/M/D)

Flowdesk; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

A leading digital asset financial institution in Singapore seeks an experienced Senior Compliance Officer. This role involves managing regulatory communications with the Monetary Authority of Singapore, developing compliance frameworks, and supporting onboarding processes. Candidates should have a Bachelor's degree in relevant fields and a minimum of 7 years' experience in compliance, ideally within the financial services or cryptocurrency sector.

Benefits

Allowance of 400 SGD per month

Team events and offsites

Qualifications

• Minimum 7 years of experience in compliance, preferably in financial services or cryptocurrency.
• Understanding of licensing process for payment institutions.
• Ability to engage with regulatory authorities effectively.

Responsibilities

• Act as the main point of contact with MAS throughout the licensing process.
• Develop and maintain compliance framework aligned with MAS expectations.
• Support partner and client onboarding to ensure compliance with regulations.
• Collaborate with legal, risk, product, and IT teams.

Skills

Strong understanding of MAS regulatory framework

Excellent communication skills

Strong analytical skills

Ability to work independently

Professional proficiency in English

Education

Bachelor’s degree in Law, Finance, or Business Administration

Tools

MS Office

Project management tools

Job description

Flowdesk's mission is to build a global financial institution for digital assets, one designed from the ground up for market integrity and efficiency.

To achieve this in a rapidly evolving market, we apply a disciplined, first-principles approach to everything we do. This approach is embedded in our core services, from institutional liquidity provision, trading solutions, OTC execution to our comprehensive treasury management offerings. This is how we cut through the noise and build robust and scalable systems across all our business lines.

We seek individuals who are driven by this systematic approach. Joining Flowdesk means you will be a key contributor in building and scaling a more transparent and efficient financial markets infrastructure.

We are seeking an experienced Senior Compliance Officer to join our team in Singapore. In this role, you will serve as the primary point of contact with the Monetary Authority of Singapore (MAS), managing the end-to-end licensing process and regulatory communications. You will also engage with other regulators across the APAC and MENA regions. Experience with other crypto licensing frameworks is highly desirable. Additionally, you will be responsible for ensuring compliance with local obligations such as the Personal Data Protection Act 2012 (PDPA).

Your role and responsibilities

• Act as the main point of contact with MAS case officers throughout the DPT/MPI licensing process and ongoing supervision, leading licensing strategy and own the application dossier, including policies, controls, readiness assessments, submissions, and responses to RFIs/inspections. Manage conditions of approval through to full approval, fulfill ongoing PSA obligations (notifications, regulatory returns, incident reporting) and maintain an impeccable regulatory relationship. Experience with CMSL is valued but secondary to PSA DPT/MPI.
• Develop, implement, and maintain a crypto-focused compliance framework aligned with MAS expectations. Own AML/CFT with DPT-specific controls, including customer risk assessment, sanctions screening, EDD, Travel Rule compliance, STR filings to STRO, and periodic effectiveness reviews. Design and oversee on-chain and off-chain transaction monitoring typologies and tools, monitor regulatory changes and assess their impact on operations.
• Onboarding support, set standards, policies, QA, and escalations for partner and client onboarding to ensure compliance with MAS and other relevant guidelines. Collaborate with the dedicated onboarding team, which executes day-to-day processes, while Compliance oversees high-risk cases and approvals. Ensure documentation and risk ratings align with regulatory expectations.
• Work closely with global Legal, Risk, Product/Engineering, and IT to embed compliance into business processes and technology solutions; coordinate with the CEO’s office on licensing strategy and regulatory engagement.

Background and Experiences

• Bachelor’s degree in Law, Finance, Business Administration, or a related field.
• Minimum of 7 years of experience in compliance, preferably within the financial services or cryptocurrency industry.
• Strong understanding of the MAS regulatory framework and the licensing process for payment institutions, and general familiarity with local regulatory guidelines and standards.
• Excellent communication and interpersonal skills, with the ability to engage effectively with regulatory authorities and internal stakeholders.
• Strong analytical skills and attention to detail.

Skills and personality

• Curious and autonomous
• Knowledge of MS Office, project management tools and collaborative tools
• Ability to work independently, with integrity and responsibility
• Professional proficiency in English is mandatory, another language is a plus
• Good communication skills

• International environment (English is the main language)
• An allowance of 400 SGD / per month / per person in the household
• Team events and offsites

Recruitment process

Are you interested in this job but feel you haven't ticked all the boxes? Don't hesitate to apply and tell us in the cover letter section why we should meet!

Here's what you can expect if you apply

1. HR Interview
2. Technical Interview with the Hiring Manager
3. General Counsel Interview
4. Co-Founder Interview
   

On the agenda, discussions rather than trick questions! These moments of exchange will allow you to understand how Flowdesk works and its values. But they are also (and above all) an opportunity for you to present your career path and your expectations for your next job!