Product Manager (Cash Management) - Foreign Bank

WATERSTONE CONSULTING PTE. LTD.; Singapore; On-site; SGD 70,000 - 90,000; Full time

Job summary

A financial services company in Singapore is seeking an experienced professional to manage client portfolio and enhance revenue through effective relationship management and strategic initiatives. Key responsibilities include client relationship management, conducting performance analysis, and collaborating with various teams for product delivery. Candidates should have a Bachelor’s or Master’s degree in related fields, with over 3 years of relevant experience and strong digital marketing capabilities. Interested candidates should submit their resumes via email.

Qualifications

• More than 3 years' work experience in FinTech, digital banking or corporate banking.
• Experience in financial services marketing at Corporate Digital Banking.
• Ability to handle and deliver on multiple priorities simultaneously.

Responsibilities

• Manage relationships with existing corporate and institutional clients.
• Conduct regular data analysis of product performance and market trends.
• Collaborate with Operations, Technology, and other teams for seamless product delivery.

Skills

Client relationship management

Financial services marketing

Project management

Digital marketing

Communication skills

Education

Bachelor's or Master’s degree in Finance, Economics, IT, Business

Job description

Existing Client Portfolio Management & Revenue Optimization:

• Proactively manage and strengthen relationships with the assigned portfolio of existing corporate and institutional (including NBFI) clients.
• Ensure timely and accurate completion of periodic Know Your Customer (KYC) reviews and ongoing client due diligence (CDD).
• Deepen client penetration by actively promoting and selling the full suite of online payment solutions, FX services, and sophisticated cash management products (e.g., liquidity management, virtual accounts, collections, disbursements).
• Identify opportunities to enhance fee‑based income (non‑interest income - NII/NIC) from existing clients through value‑added services, transaction volume growth, and cross‑selling.
• Monitor client profitability and develop strategies to improve non‑interest revenue contribution.
• Develop and execute targeted sales strategies to expand the client base and market share in Singapore.
• Structure compelling cash management proposals tailored to the specific needs of prospective clients.
• Drive significant new non‑interest income (NII/NIC) streams from newly onboarded clients.
• Represent the bank at industry events and build a strong network within the corporate and institutional sector.

Departmental Admin Operations & Management:

• Conduct regular data analysis of product performance, client activity, revenue streams (especially non‑interest income), and market trends to inform decision‑making and strategy.
• Ensure accurate and timely daily position reporting and reconciliation related to cash management flows.
• Oversee key operational aspects of the Cash Management Centre, ensuring adherence to service level agreements (SLAs), risk controls, and compliance standards.
• Collaborate closely with Operations, Technology, Compliance, Risk, Sales, and Treasury teams to ensure seamless product delivery and client service.
• Contribute to the development and enhancement of cash management products and processes for the Singapore market.
• Prepare management reports and presentations on portfolio performance, business development activities, and market insights.

Requirements

• Education: Bachelor’s or Master’s degree in Finance, Economics, IT, Business or related fields
• More than 3 years' of work experience in a FinTech companies, digital banking or corporate banking industry
• Integrated digital marketing and social media experience
• In‑depth experience in financial services marketing, preferably at Corporate Digital Banking
• Project management experience, including measuring and monitoring results
• A focus on campaign management and strong digital marketing capabilities
• The ability to understand and simplify information to create clear, compelling communication
• Ability to handle and deliver on multiple priorities simultaneously
• Interest in and good understanding of both traditional finance and Fintech markets
• Fintech and e‑commerce industry knowledge is a plus
• Excellent consulting, writing, presentation and communication skills
• An independent thinker, yet an accountable, collaborative team player

Interested candidates please email resume in MS Word format to [e-mail]

Please state your last drawn and expected package, relevant skill sets and the position you are applyingfor.

Resumes collected will be kept in strict confidence and used for recruitment purposes only.