Manager, Credit Recovery

Maybank; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

A leading banking institution in Singapore is seeking a Mid-Senior level professional to manage a portfolio of non-performing loans (NPL) across Commercial and Global Banking. Key responsibilities include formulating recovery strategies, representing the bank in workouts with stakeholders, and maintaining relationships with involved parties. Candidates should possess a degree in Banking, Finance, or a related field with 5 to 10 years of banking experience in credit management, particularly in NPLs. Excellent negotiation and analytical skills are essential.

Qualifications

• 5 to 10 years of banking experience in credit and corporate account management.
• At least 5 years in managing corporate non-performing loans (NPL).
• Strong knowledge of insolvency laws and practices.

Responsibilities

• Manage a portfolio of non-performing loans (NPL) for Commercial and Global Banking.
• Formulate workout and recovery strategies on distressed accounts.
• Independently represent the bank in multi-bank workouts and stakeholder meetings.

Skills

credit-recovery

Education

Degree in Banking, Finance, Accountancy, Business, or a related field

Job description

JOB RESPONSIBILITIES

• Manage a portfolio of NPL for both Commercial Banking and Global Banking.
• Formulate and execute workout and recovery strategies on distressed accounts.
• Independently represent the Bank in multi-bank workouts and meetings with stakeholders, including customers, lawyers, and financial advisors.
• Maintain strong relationships with various parties involved in the process.
• Proactively lead recovery efforts and legal actions on non-performing loans (NPL).
• Oversee restructuring, enforcement, and bankruptcy processes in Singapore and foreign jurisdictions as needed.
• Conduct post-mortem reviews to identify credit and operational risks.
• Share insights and lessons learned with internal teams through briefings.
• Assist in the prompt identification of early warning signs for corporate accounts and provide advice on risk mitigation for higher-risk accounts.
• Support relevant management, audit, regulatory inquiries, and reporting.
• Assist the Remedial team on relevant or ad-hoc projects.

Job Skills

• credit-recovery

Job Requirements

• Degree in Banking, Finance, Accountancy, Business, or a related field.
• 5 to 10 years of banking experience in credit and corporate account management, including at least 5 years in managing corporate non-performing loans (NPL), restructuring, and recovery.
• Experience with cases in foreign jurisdictions is advantageous.
• Proven ability to manage diverse stakeholders, including corporate customers, lenders, financial advisors, lawyers, liquidators, and judicial managers.
• Strong knowledge of insolvency laws and practices, along with a solid understanding of banking products and services.
• Excellent analytical skills with a keen attention to detail.
• Strong negotiation and influencing skills.
• Good interpersonal and communication skills; a team player who can work well with the Remedial team, Business Units, and other stakeholders.
• Hardworking with a persistent and can‑do attitude; takes proactive action and has an agile/flexible mindset to explore alternatives to resolve problems.
• Results‑driven and able to work independently with minimal supervision.

Seniority level

• Mid‑Senior level

Employment type

• Full‑time

Job function

• Finance and Sales

Industries

• Banking