Director, FCR Integrated, Intelligence & Investigations (i3)

Standard Chartered Bank; Singapore; On-site; SGD 100,000 - 150,000; Full time

Job summary

A premier international bank in Singapore seeks an experienced individual to lead financial crime investigations and mentor junior investigators. The role emphasizes risk management, regulatory compliance, and the development of effective investigative methodologies. With over 10 years in banking or financial services, candidates should excel in analytical skills and demonstrate a robust understanding of money laundering and financial crime across Asia. The bank fosters a diverse and inclusive environment and offers competitive benefits.

Benefits

Competitive salary

Flexible working options

Core bank funding for retirement savings

Annual leave and parental leave

Qualifications

• 10+ years of relevant experience in banking or financial services.
• Excellent understanding of international money laundering and financial crime across ASIA.
• Proactive, creative thinking with strong relationship-building skills.

Responsibilities

• Lead and manage investigations, advising and reviewing team outputs.
• Produce high quality reports and documents for stakeholders.
• Support risk management processes and regulatory compliance.

Skills

Financial crime investigations

Open source research

Analytical skills

Mentoring and coaching

Education

Graduate or Postgraduate in a numerate or research discipline

Job description

Job Summary

The employee is a team member of Group Financial Crime Risks Investigations (GFCRI). The role will oversee, review and advise on projects and investigations to identify and mitigate financial crime risk; the causes, control issues and remediation. Key responsibilities include setting and continued evolution of investigative methodologies, training, coaching and mentoring of investigators, and the delivery of compliant, thorough and insightful products to a range of clients and stakeholders internal and external to the bank.

Act as part of GFCRI’s extended leadership team to support the setting and delivery of GFCRI’s OKRs and strategy, and contribute more broadly to the delivery of the CFCR Function of the Future. The role is expected to also support and lead on activities outside of investigations, with a view to generating a more integrated GFCRI across its (and FCR’s) various component activities.

Key Responsibilities

Strategy

• As part of GFCRI, support setting and implementation of OKRs, strategy, direction and leadership for the Investigations team, consistent with the vision and strategy for FCR and in support of the Group’s strategic direction and growth aspirations.
• Leverage GFCRI tools, standards and resources to identify and mitigate financial crime risk across the Group, with a particular emphasis on previously unknown client risk.

Business

• Lead and manage investigators and their investigations and projects. Advising, directing and reviewing their investigations.
• Experienced in financial crime investigations, open source research, transactions analysis and report writing.
• Have a good understanding of global money laundering with an expertise in Asia region.
• Mentor, coach and train junior investigators and reports.
• Represent the Bank and GFCRI in internal and external workshops, briefings and forums.
• Work with stakeholders to understand their requirements and deliver solutions.
• Produce reports and policy type documents for senior stakeholders.

Risk Management

• Provide subject matter expertise on priority and emerging financial crime topics and issues, drawing on financial crime intelligence and law enforcement and industry networks, professional qualifications and other experience.
• Manage and develop further relationships with GFCRI clients and stakeholders to ensure effective communication regarding relevant significant and key investigations.
• Assess and mitigate risks arising from products / segments / geographies / customers / transactions.
• Identify intelligence for typology studies and risk mitigation plans.
• Identify and assess financial crime risk indicators through various internal / external sources and the media; map and assess those risks, quantify the potential impact and elevate where necessary. Advise relevant clients and stakeholders on outcomes of financial crime risks identification and assessment methodologies.
• Promote the use of data and apply data analytics to large data sets in order to identify new and emerging financial crime risks.
• Analyse significant financial crime risk events and the potential network (e.g. SARs, non‑compliant transactions, production orders) to ensure that all connected parties, particularly cross‑border are identified and reported at the appropriate level internally as well as externally across all relevant jurisdictions.
• Manage end‑to‑end financial crime client investigations initiated by external sources (regulators, agencies, authorities or other external organisation), and internal events as applicable.
• Escalate to senior management serious regulatory breaches (or where risk tolerances have been breached) promptly.
• Ensure remedial actions (e.g. Regulatory reporting, client exits, additions to watchlists) are recommended, approved by applicable Risk Framework and Process Owners and implemented quickly.
• Partner with legal counsel for advice on technical matters.
• Provide investigative expertise to support management of Significant Regulatory / Legal cases / Speak up events.
• Conduct root cause analysis on control / other failures to ensure lessons are learned across the bank.
• Provide intelligence to GFCRI clients on specific clients, client‑types and emerging risk typologies, and engage in external fora where appropriate.

Governance

• Support senior oversight of GFCRI.
• In the event of serious regulatory breaches, or where risk tolerances have been breached, ensure senior management and relevant regulators are informed and that actions are taken quickly to remediate and/or activities are ceased.
• Prepare and cascade lessons learned from investigations as applicable.
• Propose control improvements, enhancements and simplifications where appropriate.
• Produce high quality written reports of findings, including observations and recommendations, suitable for internal and external stakeholders, including regulators where applicable.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• As part of the extended leadership team, lead GFCRI to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention; The Right Environment].
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Head, GFCRI
• Head, GFCI Investigations
• Head GFCRI Intelligence
• GFCRI Team Leads
• FCC Country and Cluster Heads
• Senior FCR Leadership
• Senior CFCR Leadership
• CFCR Advisory
• FCSO
• Risk Framework and Process Owners
• Segment Business Heads/Teams

Other ResponsibilitiesEmbed Here for good and Group’s brand and values in GFCRI; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

• Professionally qualified – Preferably Graduate or Postgraduate in a numerate or research discipline.
• Experienced in managing and leading teams of investigators.
• 10+ years of relevant experience in a bank, law enforcement, regulatory, financial services, compliance, legal or audit function with a financial crime related focus.
• Excellent understanding of international money laundering and financial crime across ASIA.
• CAMS / ICA certification is an advantage.
• Have an advanced knowledge of the Group, the Policies, Procedures and Standards relating to Financial Crime Compliance, as well as knowledge of the major regulations and legislation on AML/CTF and sanctions.
• Experience of developing and leading teams.
• Strong analytical experience working with large data sets to identify trends, patterns and typologies.
• Interest in geo‑political affairs and anti‑financial crime industry developments.
• Proactive, creative and critical thinker, with the ability to adapt to different requirements, challenge status quo, challenge robustly but constructively and to build strong instrumental relationships with key stakeholders and clients.
• The employee is obligated to conduct internal training for all members of GFCRI and FCR when needed.
• Mandarin / Cantonese language is an advantage.

Role Specific Technical Competencies

Risk Management
Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply this knowledge appropriately to diverse situations.

Data Gathering and Reporting
Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.

Big Data Management
Knowledge of and experience with day‑to‑day management, operations and support of a big data application, systems and platforms.

CFCC Policies and Standards
Knowledge of and experience with CFCC policy and standards.

Cross‑functional Collaboration
Knowledge of collaborative techniques and approaches; ability to promote a culture of continuous improvement and working together across functions to solve business problems and meet business goals.

Business Acumen
Knowledge, insight, and understanding of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before.

If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers.