Underwriter – Asset Based Lending / Invoice Finance – UK Flexible

Business Money Promotions Ltd; United Kingdom; Hybrid; GBP 40,000 - 70,000; Full time

Job summary

A leading growing Commercial Finance Provider is hiring an experienced Underwriter for their Asset Based Lending team. The role involves evaluating credit applications, financial forecasting, and collaborating with various teams to structure complex lending transactions. This position offers a competitive package including salary, car allowance, pension, and healthcare.

Benefits

Car allowance

Pension

Private healthcare

Discretionary bonus

Qualifications

• Previous underwriting experience in a similar lending environment.
• Ability to analyze and interpret complex financial data.
• Strong communication skills to confidently support assessments.

Responsibilities

• Assess credit applications in line with the company's credit policy.
• Negotiate and structure complex lending transactions.
• Prepare legal documentation and negotiate with legal teams.

Skills

Communication

Financial Analysis

Credit Assessment

Job description

Underwriter – Asset Based Lending / Invoice Finance – UK Flexible

Our client, a well-established and growing Commercial Finance Provider, is seeking an experienced Underwriting and Deal Structuring professional to join their Asset Based Lending team.

The role involves acting as a conduit between the new business team and the credit committee, assessing credit applications in line with the company's credit policy. Responsibilities include collateral assessment, financial forecasting, and in-depth analysis of complex financial accounts. Deal sizes typically range between £1 million and £15 million.

This position requires close collaboration with the business development and risk teams to negotiate and structure complex lending transactions, ensuring effective processes are in place. The role also involves preparing legal documentation and negotiating with internal and external legal teams. You will operate with a lending mandate and oversee other technical areas of Credit and Risk.

Applicants must have previous underwriting experience in a similar lending environment and the ability to analyze and interpret complex financial data. Strong communication skills are essential to confidently support your assessments.

Occasional travel around the country may be required.

The package includes an excellent basic salary, a generous car allowance, pension, private healthcare, and a discretionary bonus.

For more information or to apply, contact us at 01625 522 774 or email [e-mail].