Underwriter

Birchlake Recruitment Ltd; England; Hybrid; GBP 30,000 - 48,000; Full time

Job summary

A global financial services provider is seeking Underwriters for a hybrid role in the United Kingdom. You'll handle dealer enquiries, support finance applications, and assess proposals with flexibility in experience required. The expected salary ranges from £30,000 to £48,000 based on experience. This position involves initial office training and team building days as needed.

Qualifications

• Experience in finance or underwriting is preferable.
• Ability to handle dealer enquiries professionally.
• Strong understanding of compliance and regulatory standards.

Responsibilities

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals.
• Assess referred finance proposals within delegated authority.

Skills

Professional communication

Risk assessment

Problem-solving

Financial statement analysis

Team collaboration

Job description

An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid basis (please note that initial training in the office is expected as is 1-2 days a month for team building purposes and attendance when business needs arise).

They are flexible in terms of experience. The salary range is very broad (ranging between £30k and £48k) and is dependent on the level of experience and mandates.

Key responsibilities include :

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
• Manage deferred applications by following up promptly and thoroughly.
• Assess referred finance proposals within delegated authority; escalate when needed.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts diligently and elevate potential fraud cases.
• Proactively flag operational issues and suggest practical solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Contribute flexibly to team tasks as required.
• Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).

Actively safeguard the …