Senior Credit Risk Manager - Complex Commercial Lending

Trades Workforce Solutions; West Midlands; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A specialist bank in the UK is seeking a Credit Risk Manager to join their experienced team. This senior-level role involves reviewing and sanctioning complex commercial lending proposals and making independent credit decisions. Candidates should have extensive experience in commercial credit underwriting, strong financial analysis skills, and confidence at senior stakeholder levels. The position offers a salary of around £65,000 along with a hybrid working model and a strong benefits package.

Benefits

Strong benefits package

Exposure to interesting and complex deals

Qualifications

• Experience operating with a significant personal credit mandate (7-figure+).
• Experience in asset finance or leasing is desirable but not essential.

Responsibilities

• Review and sanction complex commercial lending proposals.
• Prepare detailed credit papers for executive sanctioning committees.
• Act as a trusted credit partner to multiple business lines.

Skills

Extensive experience in commercial credit underwriting

Strong financial analysis skills across full company accounts

Ability to apply judgement, not just policy

Exposure to multiple lending sectors

Confidence operating at senior stakeholder and executive level

Job description

A specialist bank in the UK is seeking a Credit Risk Manager to join their experienced team. This senior-level role involves reviewing and sanctioning complex commercial lending proposals and making independent credit decisions. Candidates should have extensive experience in commercial credit underwriting, strong financial analysis skills, and confidence at senior stakeholder levels. The position offers a salary of around £65,000 along with a hybrid working model and a strong benefits package.