Senior Compliance Officer - 12 Month FTC

MLM Search LTD; City Of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial institution in the City of London is seeking an experienced Senior Compliance Officer to join their Compliance & Conduct Risk team. You will provide regulatory guidance, support product governance processes, and conduct reviews to ensure compliance with FCA and PRA standards. The ideal candidate will have 6–8 years of experience in compliance within retail banking and strong knowledge of relevant regulations. This role offers the opportunity to influence product development and drive customer outcomes in a fast-paced environment.

Qualifications

• 6–8 years’ experience in compliance, conduct risk, or product governance within a retail banking or fintech environment.
• Strong working knowledge of FCA regulations, including Consumer Duty, SYSC, and Principles for Businesses.
• Experience providing advisory support to product or commercial teams.

Responsibilities

• Provide regulatory and conduct risk guidance throughout the product lifecycle.
• Support product governance processes, ensuring compliance with FCA, PRA, and Consumer Duty expectations.
• Conduct monitoring and thematic reviews to assess customer outcomes and identify emerging risks.

Skills

Compliance expertise

Regulatory knowledge

Stakeholder management

Analytical skills

Product governance

Job description

Large banking client is currently searching for an experienced Senior Compliance Officer to join their Compliance & Conduct Risk team, to support the design, delivery, and oversight of products and customer propositions across a fast-moving retail banking environment.

This is an ideal role for someone with a strong compliance foundation who enjoys working closely with product and business teams — combining regulatory expertise with commercial understanding to deliver fair and sustainable customer outcomes.

Key Responsibilities

• Provide regulatory and conduct risk guidance throughout the product lifecycle — from concept and design through to launch and review.
• Support product governance processes, ensuring compliance with FCA, PRA, and Consumer Duty expectations.
• Review and sign off marketing, disclosures, and customer communications, ensuring clarity and fairness.
• Partner with product, risk, and operations teams to embed compliance principles into business decision-making.
• Conduct monitoring and thematic reviews to assess customer outcomes and identify emerging risks.
• Contribute to regulatory readiness initiatives and the continuous improvement of compliance frameworks.
• Prepare and present MI and conduct reporting to senior management and governance committees.

Skills & Experience Required

• 6–8 years’ experience in compliance, conduct risk, or product governance within a retail banking or fintech environment.
• Strong working knowledge of FCA regulations, including Consumer Duty, SYSC, and Principles for Businesses.
• Experience providing advisory support to product or commercial teams.
• Excellent understanding of customer outcomes, fair value assessments, and product oversight frameworks.
• Confident communicator — able to influence and challenge stakeholders constructively.
• Analytical mindset, comfortable interpreting MI, risk indicators, and product data