Risk Underwriter

Intranet; Cardiff; Hybrid; GBP 27,000 - 32,000; Full time

Job summary

A global insurance provider in Cardiff is seeking an Underwriter for its Credit Specialties department. The role involves evaluating transaction risks, managing client portfolios, and developing relationships with customers. Ideal candidates will hold a relevant analytical degree and possess strong communication skills. This position offers a competitive salary, hybrid working conditions, and benefits including a market-leading pension scheme and annual bonus scheme.

Benefits

Hybrid working

Competitive salary and annual bonus scheme

Market leading pension scheme

Life assurance cover

Income protection insurance

27.5 days annual leave

Flexible working hours

Training and support for further study

Employee assistance programme

Sports and social club

Qualifications

• Bachelor's or master's degree with significant analytical component.
• Strong attention to detail and written communication skills.
• Ability to interpret financial statements is a plus.

Responsibilities

• Evaluate transactions on a case-by-case basis for acceptable risk.
• Manage a portfolio of risks for key customers.
• Develop relationships with clients and commercial units.

Skills

Strong written and communication skills

Attention to detail

Ability to interpret financial statements

Negotiation

Analytical skills

Education

Bachelor's or master's degree with analytical component

Job description

Atradius

The Atradius Group provides trade credit insurance surety and collections services worldwide and has a presence through 160 offices in 52 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit.

At Atradius we believe in personal development and the Growth Mindset. Our Culture is based on teamwork reliable accountability constantly improving and unrivalled service. Read on more on our Career site : up to GBP32k depending on experience

Job Description

We are considering entry‑level and experienced candidates for this role.

You will be joining the Credit Specialties department as an Underwriter within Risk Services. Credit Specialties is a division within Atradius that offers non‑cancellable and comprehensive credit insurance to corporates and banks across a multitude of sectors and regions across the world. You will be evaluating different transactions on a case‑by‑case basis to determine whether they pose an acceptable risk profile and align with departmental risk appetite. For a full list of our product offerings please visit Credit Specialties.

In addition to our case‑by‑case workflow you will have the opportunity to manage a portfolio of risks for some of our key customers. This will involve developing a relationship with our commercial unit and clients / brokers whilst managing expectations on both sides.

Given the nature of our business we are looking for someone who has an interest in geopolitical developments and preferably has a reasonable grasp of macroeconomics. You will have the opportunity to attend industry talks and broker conferences as well as receive financial analysis training ensuring there is development within the role. Whilst it is not essential you come from a financial background a basic understanding of financial statement analysis would be considered favourably.

Candidates should be aware that the position would involve travel including potentially overseas and therefore a flexible approach to working hours is essential.

Qualifications

A bachelors or masters degree with a significant analytical component. There is a preference for Finance Economics or Accounting although other disciplines will be considered.

• Strong written and communication skills with the ability to articulately convey an argument.
• Strong attention to detail and the ability to work with confidential information.
• An ability to interpret financial statements will be considered favourably although this is not a requirement.

What do we offer

We are a global company and recruit talent throughout the world. We promote a positive and diverse working culture for all our people and value experience and expertise from a wide variety of backgrounds. If you feel you meet the requirements of this role then we want to hear from return we offer the following benefits :

• Hybrid working
• Competitive salary and annual bonus scheme
• Market leading pension scheme of up to 18% contribution (15% employer contribution with a 3% employee contribution)
• Life assurance cover at 10 x annual salary
• Income protection insurance to cover any long term absence due to illness
• 27.5 days annual leave starting (plus bank holidays)
• Flexible working hours
• Training and support to reach your full potential including the opportunity for funded further study
• Employee assistance programme
• Sports and social club
• In addition to the above we operate a salary sacrifice scheme whereby you can take advantage of discounted rates in terms of private dental cover private health insurance retail vouchers cycle to work scheme etc.

Equal opportunities for all

The success of our organisation stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.

Do you have any questions about our offer

Elan BOOTH Human Resources is available by e‑mail

I am Atradius! - Do you want to know who we are

Get to know Atradius colleagues in this video : is a global provider of credit insurance bond and surety collections and information services with a strategic presence in over 50 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit. Atradius is a member of Grupo Catalana Occidente () one of the largest insurers in Spain and one of the largest credit insurers in the world.

You can find further information on our website :

Key Skills

Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette

Employment Type

Full Time

Experience

years

Vacancy

1