Risk And Compliance Manager

UK Staffing Group Limited; Liverpool; On-site; GBP 50,000; Full time

Job summary

A well-established lending business in Liverpool is seeking a Risk & Compliance Manager to oversee risk management, ensure regulatory compliance, and conduct data analysis. The ideal candidate will have a degree in finance or law and at least 5 years' experience in risk or compliance roles. This is an opportunity to shape operations and influence decision-making in a dynamic environment.

Benefits

Competitive salary

Influence strategic decisions

Supportive professional environment

Qualifications

• Minimum 5 years' experience in risk, compliance, or credit analytics.
• Experience in financial services or related sectors preferred.
• Knowledge of FCA regulations, AML, KYC, credit risk.

Responsibilities

• Develop and maintain Risk Management Framework.
• Ensure compliance with FCA regulations and data protection.
• Collect and analyze loan book performance data.
• Prepare reports for the Board and Audit & Risk Committee.

Skills

Data analysis

Regulatory knowledge

Excel proficiency

Communication skills

Integrity

Organizational skills

Education

Degree in finance, law, or a risk-related field

Tools

Excel

Power BI

Job description

Overview

Risk & Compliance Manager - Shape the Future of Legal Lending

Location: Liverpool (office-based)

Salary: Around £50k per annum

Picture This:

You're the person who keeps everything running smoothly—the guardian of risk and compliance in a fast-moving, regulated lending business. Every day, you're not just ticking boxes; you're analysing risks, ensuring compliance, and making data-driven decisions that directly impact the success of the company.

My client, a well-established lending business specialising in the legal sector, is looking for a Risk & Compliance Manager to join their team in Liverpool. This isn't just about following rules—it's about shaping how the business operates, ensuring it stays safe, compliant, and ahead of the game.

What You'll Be Doing

You'll be the go-to expert for all things risk and compliance, working closely with the CEO and Board to make sure the company operates within a robust, well-structured framework. Your role will be varied—one day you're updating the Risk Register, the next you're analysing the loan book to spot trends and risks before they become issues.

• Risk Management:
• Developing and maintaining a comprehensive Risk Management Framework tailored to legal-sector lending.
• Keeping the Risk Register up to date—identifying, assessing, and mitigating risks across the portfolio.
• Conducting risk reviews on borrower law firms and funded cases, ensuring everything aligns with the company's risk appetite.
• Supporting the CEO and Board in setting and monitoring risk thresholds.

• Compliance:
• Making sure the company stays fully compliant with FCA principles, data protection, AML, and financial regulations.
• Keeping compliance policies and procedures up to date and coordinating annual reviews.
• Overseeing KYC, AML, and CTF processes for new and existing borrowers.
• Supporting the CEO with FCA registration and reporting (think SMCR, Conduct Rules, SYSC).
• Investigating and escalating compliance incidents and breaches, and coordinating training to keep the team sharp.

• Loan Book Analytics & Data Preparation:
• Collecting, validating, and analysing loan book performance data—exposure by law firm, case type, claim status, you name it.
• Preparing monthly and quarterly MI reports for management, the Board, and funders.
• Supporting cash flow forecasts, settlement projections, and default analytics—helping the business make informed decisions.
• Working with finance and credit teams to improve data accuracy and consistency across systems.
• Maintaining centralised, audit-ready loan data repositories.

• Governance and Reporting:
• Preparing Risk & Compliance reports for the Board and Audit & Risk Committee.
• Keeping records of policy reviews, breaches, and remedial actions—everything needs to be transparent and traceable.
• Liaising with auditors, funders, and insurers to provide compliance assurance.
• Supporting the design of Delegations & Authorities, Credit Policy, and Case Funding Procedures.

Is This You?

You're degree-qualified (ideally in finance, law, or a risk-related field) with at least 5 years' experience in risk, compliance, or credit analytics, preferably in financial services, litigation finance, or professional-services lending. You're the kind of person who:

• Loves analysing data and spotting trends—you're the detective who finds risks before they become problems.
• Knows the FCA regulatory environment inside out—AML, KYC, credit risk, you're on top of it all.
• Is proficient in Excel and data analytics (pivot tables, dashboards) and ideally has experience with Power BI or similar tools.
• Communicates clearly and confidently—whether you're writing a board report or explaining a complex issue to a colleague.
• Has high integrity and professionalism—you're the person others trust to get things right.
• Is organised, solutions-driven, and comfortable working independently in a fast-paced environment.

Bonus points if you've got:

• Experience in legal-sector lending or litigation finance.
• A background in preparing management information (MI) and board-level reporting.
• Knowledge of credit risk decision-making for new borrowers.

Why You'll Love It

This is a chance to play a key role in a dynamic, regulated lending business where your expertise will directly shape how the company operates. You'll be part of a lean, fast-paced team where your contributions are valued and your work has a real impact.

• A competitive salary that reflects your skills and experience.
• The chance to work closely with the CEO and Board, influencing strategic decisions.
• A supportive, professional environment where your ideas are heard.
• Opportunities to grow your skills and take on new challenges.

Ready to Make Your Mark?

If you're a risk and compliance professional who thrives in a regulated, fast-paced environment and wants to shape the future of a legal lending business, we'd love to hear from you.

Apply now—just send your CV and a quick note about why you'd be great for this role. No fancy cover letter needed—just tell us what excites you about the opportunity!

(P.S. If you've ever looked at a risk register and thought, “I could make this better,” this is your chance to prove it!)