Product Manager - Cards

Space Executive; United Kingdom; On-site; GBP 70,000 - 90,000; Full time

Job summary

A financial services firm is seeking an experienced Product Manager to define and lead the roadmap for Card Payments. Responsibilities include monitoring KPIs, driving adoption across sectors, and ensuring compliance in a regulated environment. This role requires over 5 years of experience in product management, particularly in payments or fintech sectors, and a solid understanding of card processing and authentication.

Qualifications

• 5+ years of product management experience, ideally in payments or fintech.
• Strong knowledge of card processing and acquiring.
• Proven commercial acumen and data-driven decision-making skills.

Responsibilities

• Define and own the roadmap for Card Payments.
• Drive adoption of card payment solutions across key sectors.
• Monitor Product KPIs to improve transaction routing and fraud controls.

Skills

Product management experience in payments

Strong knowledge of card processing

Stakeholder management

Analytical skills

Technical understanding of APIs

Job description

Overview

Space has partnered with a fast growing payment scale up who have just received a £4m injection of cash!

The business offers various payment solutions - Payment Gateway, Open Banking Payments, Direct Debit, Real-time payments.

Key verticals include - Financial Services, Ecommerce, and Ticketing.

Clients include - Rangers FC, Flutterwave, Verto, Oakbrook and many others.

Key Responsibilities

• Define and own the roadmap for Card Payments, aligned to the business strategic priorities.
• Serve as the subject matter expert for Card Payments, providing guidance across the business ensuring consistent, informed decision-making.
• Drive adoption of card payment solutions across key sectors, with a focus on recurring commerce.
• Shape and deliver card payments strategy, alongside our other offerings, focused on how cards are used across customer journeys to create business and merchant value.
• Anticipate market, scheme, and regulatory changes, ensuring the product stays competitive and compliant.
• Identify and deliver revenue growth opportunities through product initiatives.

Discovery & Design

• Lead product discovery and validation activities, ensuring initiatives are backed by data and customer insight.
• Collaborate with design and research teams to shape user-centred solutions.
• Analyse how cards are being used to uncover opportunities for product differentiation and growth.

Customer & Partner Engagement

• Work with acquirers, schemes, and partners to expand and enhance our card processing capabilities.
• Gather insights from merchants and industry stakeholders to inform product decisions.
• Represent at customer and partner meetings, building trust and thought leadership.

Performance & Optimisation

• Monitor Product KPIs to improve authorisation rates, transaction routing, and fraud/risk controls.
• Lead improvement initiatives across card features such as tokenisation, authentication, and digital wallets.
• Stay informed on card network initiatives and emerging payment features to enhance product performance and customer value.
• Use data and analytics to drive continuous product improvements and revenue optimisation.

Delivery & Execution

• Translate product strategy into clear requirements and priorities for the engineering team.
• Influence senior stakeholders by presenting product initiatives and data-driven recommendations, securing alignment and resources to maximise impact.
• Collaborate with Commercial, Operations, and Compliance to ensure smooth launches and adoption.
• Champion best practices in product delivery, ensuring features are shipped on time and deliver measurable business impact.

About You

• 5+ years of product management experience, ideally within payments, fintech, or card acquiring.
• Strong knowledge of card processing, authentication, and acquiring.
• Proven commercial acumen with the ability to connect product decisions to revenue growth and business performance.
• Experience delivering products in a regulated environment (PCI DSS, PSD2, SCA).
• Data-driven decision maker with strong analytical and problem-solving skills.
• Excellent stakeholder management skills, able to influence across teams and with external partners.
• A track record of delivering product improvements that drive measurable business and financial impact.
• Technical understanding and hands-on experience working with APIs, integration methods, and related product delivery challenges.
• Experience collaborating with design/research functions to create user-centred solutions.