Loans Commercial Analytics Assistant Manager - 12 Month FTC

lloyds banking group; Newport; Hybrid; GBP 39,000 - 45,000; Full time

Job summary

A leading financial services group is seeking a Loans Commercial Analytics Assistant Manager for a 12-month FTC. This role focuses on optimising individual customer pricing and requires experience in maximising commercial performance, strong analytical skills, and proficiency in data analysis tools. The position requires working in a hybrid model, offering flexibility, and the opportunity to influence strategic decisions within a reputable organisation. Join a diverse and inclusive team dedicated to providing fair value and responsible lending.

Benefits

Generous pension contribution

Annual performance-related bonus

Share schemes including free shares

Benefits adapted to your lifestyle

28 days’ holiday

Wellbeing initiatives and parental leave policies

Qualifications

• Experience of maximising commercial performance with a strong understanding of financial metrics.
• Intellectually curious and able to challenge the status quo.
• Proficient in data analysis and familiar with cloud-based data platforms.

Responsibilities

• Manage and optimise the commercial plan, budgeting, and forecasting.
• Conduct commercial performance reviews incorporating trading data.
• Maintain and mitigate commercial risks while maximising opportunities.

Skills

Data analysis

Financial metrics understanding

Problem-solving

Influencing skills

Proficiency with SQL

Customer analytics

Tools

Python

Power BI

Tableau

SQL

SAS

Job description

End Date – Sunday 07 December 2025

Salary Range – £39,825 - £44,250

Flexible Working Options – Hybrid Working, Job Share

Job Description Summary

Job Description.

Job Description

JOB TITLE: Loans Commercial Analytics Assistant Manager – 12 Month FTC

SALARY: The salary banding is £39,825 - £44,250

LOCATION: Chester, Edinburgh, Leeds, Newport

HOURS: 35 hours, full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity

We’re offering you the unique opportunity to influence the strategic direction of the UKs largest consumer finance provider. You’ll be responsible for leading the team to optimise individual customer pricing across our four brands – Lloyds, Halifax, BoS and MBNA – and via our own and third-party digital channels, delivering fair value for customers and ensuring responsible lending within risk appetite.

Our Commercial Performance team optimises the commercial performance and strategic objectives of the Loans business. As a Commercial Analytics Assistant Manager, you'll provide actional insight to optimise our commercial performance, proposition development and customer loan demand within our channels and journeys.

What will I be doing?

• Responsible for delivery and optimisation of the commercial plan, budgeting and forecasting and strategic investment initiatives
• Ownership of business and market forecasts, including lending, balance sheet, market share and income outlook
• Leading commercial performance reviews incorporating trading data, driver analysis, sensitivities of loans performance and implications; synthesised for engaged discussion at trading meetings
• Extensive market knowledge and awareness – making recommendations from your insight to shape the Loans commercial agenda
• Strong interpersonal skills to maximise commercial impact, employing and maintaining internal and external customer relationships – including our third-party suppliers
• Ultimately responsible for the maintenance of commercial risk, ensuring opportunities are maximised and risks mitigated
• Ownership of business & market forecasts, including lending, balance sheet, market share and income outlook

Why Lloyds Banking Group

From building a truly sustainable business to creating a place where people love to work, we need colleagues who are up for the challenge of our bold ambitions. Who are excited to push boundaries and make change happen. Together, we can grow with purpose.

What you’ll need

• Experience of maximising commercial performance, with a clear understanding of financial metrics and performance drivers. Highly numerical, data-driven individual, responsible for maximising commercial performance, having a clear understanding of financial metrics and performance drivers. Ability to think long-term and identify commercial opportunities that align with customer needs and business goals
• Be unafraid to challenge the status quo, have an intellectually curious outlook, where you seek to innovate and adapt quickly from setbacks. Passionate about solving problems and finding new ways to deliver value. Comfortable challenging the status quo and adapting quickly from setbacks
• Proficiency in data analysis, customer analytics, building and validating models for forecasting, pricing, and segmentation and visualisation tools (e.g. Agentic AI, Machine Learning, Python, SQL, SAS, Power BI, Tableau) and experience with cloud-based data platforms (e.g. GCP native tools)
• Apply product led thinking to reporting and analytics initiatives, ensuring solutions are user centric, iterative, and aligned to evolving business needs. Translate complex datasets into clear, actionable insights that support operational and strategic goals across Colleague Success
• The ability to influence effectively at all levels of the organisation, including the Group Executive Committee (GEC)
• A strong understanding of the external environment, including customer trends, competitor strategies, and regulatory developments.

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from underrepresented groups.

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know

Benefits

• A generous pension contribution of up to 15%
• An annual performance related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.