J3565 - Senior Underwriter - UK, South of England (Remote / Hybrid or Office) - Asset Finance

New Leaf Search Ltd.; Southampton; Hybrid; GBP 60,000 - 70,000; Full time

Job summary

A specialist finance provider is looking for a Senior Underwriter in the South of England, offering a salary of £60,000 - £70,000 plus bonus. The role focuses on underwriting credit proposals while providing guidance to team members in a collaborative environment. Qualified candidates should have substantial experience in commercial lending, asset finance knowledge, and the ability to make informed lending decisions. Apply with your CV and refer others for a £500 bonus.

Benefits

Bonus for referrals

Referral bonus: £500

Qualifications

• Proven experience in commercial lending, both secured and unsecured.
• In-depth understanding of asset finance structures and credit principles.
• Ability to work with direct and broker origination channels.

Responsibilities

• Underwrite new credit proposals and recommend above mandate to Senior Credit Managers.
• Review proposals by other underwriters and provide feedback.
• Prepare detailed credit papers for submission to Senior Credit Managers.

Skills

Commercial lending expertise

Asset finance knowledge

Credit assessment writing

Strong communication skills

Collaborative approach

Job description

J3565 - Senior Underwriter - UK, South of England (Remote/Hybrid or Office) - Asset Finance

New Leaf Search has partnered with a specialist finance provider in its search for a Senior Underwriter.

Salary: £60,000 - £70,000 plus excellent bonus and benefits.
Location: UK, South of England (Remote/Hybrid or Office).

This is an excellent opportunity for an experienced underwriter to take on a senior role within a growing finance business, assessing a diverse range of secured and unsecured lending opportunities while supporting the wider SME credit and risk function.

Key Accountabilities

• Underwrite new credit proposals within delegated authority and recommend those above mandate to Senior Credit Managers.

• Review proposals submitted by other underwriters, providing constructive feedback and guidance.

• Prepare detailed and commercially balanced credit papers for submission to Senior Credit Managers and Credit Risk.

• Ensure all credit analysis meets internal QA and policy standards.

• Provide expert support and mentoring to the underwriting team, promoting consistency and best practice.

• Support Senior Credit Managers and deputise where required.

• Maintain strong collaboration across Sales, Credit, Asset Management, and Collections.

• Conduct customer visits and relationship reviews to ensure effective risk management.

Person Specification

• Strong background in commercial lending across both secured and unsecured transactions.

• In-depth understanding of asset finance structures, products, and credit principles.

• Demonstrated ability to work within direct and broker origination channels.

• Skilled in writing and presenting detailed credit assessments for senior approval.

• Commercially minded, pragmatic, and confident making lending decisions within policy.

• Strong communicator with a collaborative approach and sound judgement.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.
You will also require relevant in-country experience, without which, your application will not be considered.

Apply in confidence by sending your CV.
Referral Bonus: £500 if you recommend someone we place!