Head of Underwriting

Resourcing Group; England; On-site; GBP 76,000 - 90,000; Full time

Job summary

A dynamic insurance firm in the United Kingdom is seeking a Head of Underwriting to spearhead strategic initiatives and manage a high-performing team. You will be responsible for crafting the underwriting strategy, leading the Underwriting Committee, and enhancing product designs to ensure compliance and competitiveness. The ideal candidate has substantial experience in senior underwriting leadership and a deep understanding of risk management in the insurance industry. This role offers a competitive salary up to £90,000 per annum, a chance to shape the company's underwriting future, and extensive leadership exposure.

Benefits

Competitive salary

Professional development

Performance incentives

Qualifications

• Proven track record in senior underwriting leadership roles within the insurance industry.
• Deep knowledge of general insurance products and portfolio analysis.
• Experience engaging with regulators and stakeholders.

Responsibilities

• Craft and refine the underwriting strategy for profitable growth.
• Lead the Underwriting Committee balancing risk governance.
• Enhance product designs and underwriting guidelines.

Skills

Leadership

Analytical skills

Risk management

Regulatory knowledge

Communication

Tech-savviness

Tools

Analytics tools

Automated underwriting systems

Job description

White Raven Resourcing Ltd are acting as a recruitment agency in relation to permanent recruitment services. Our client specialise in providing reliable legal expenses insurance tailored to meet the needs of brokers, MGAs, intermediaries and their clients. Regulated by both the PRA and FCA, we offer Before‑the‑Event (BTE) and After‑the‑Event (ATE) insurance alongside a range of general insurance products designed to deliver real results.

As Head of Underwriting, you’ll play a pivotal role in strengthening the business, ensuring risk management excellence, enhancing efficiency, and inspiring a high‑performing underwriting team.

Your key responsibilities include:

• Crafting and refining the company's underwriting strategy to achieve profitable growth, increased market share, and disciplined risk selection.
• Leading the Underwriting Committee, balancing commercial opportunities with rigorous risk governance.
• Overseeing portfolio and scheme performance, assessing loss ratios, retention trends, and making key adjustment proposals to support growth.
• Enhancing product design, policy wordings, and underwriting guidelines to stay competitive and compliant.
• Acting as a key point of contact for regulators, brokers, clients, and stakeholders, ensuring transparency and confidence in account performance.
• Spearheading underwriting system improvements, embedding automation to increase efficiency and consistency in decision‑making.
• Providing technical guidance to internal teams, while forging strong, trustful relationships with brokers and clients.
• Championing compliance to meet FCA regulations, industry standards, and internal governance requirements.

This is a strategic senior position where you’ll work closely with the Managing Director and Executive team to shape long‑term business strategy, drive market position improvement, and ensure exceptional operational integrity.

Requirements

We want to hear from motivated leaders who thrive on creating impact and driving results:

• A proven track record in senior underwriting leadership roles within the insurance industry.
• Deep knowledge of general insurance products, risk selection methods, and portfolio analysis.
• A strategic thinker with expertise in blending analytical risk methodology with commercial opportunity.
• Experience engaging with regulators, brokers, clients, and internal committees, acting as a trusted voice in the industry.
• Strong understanding of regulatory frameworks, including FCA and governance standards.
• Tech‑savvy skilled in implementing analytics tools, dashboards, and automated underwriting processes.
• A natural ability to lead and inspire high‑performing teams while fostering professional growth and psychological safety.

Benefits

This is a unique opportunity to lead within a collaborative, dynamic, and award‑winning organisation. Here’s what you can look forward to:

• A salary up to £90,000 per annum.
• The chance to define strategy, influence growth, and shape the underwriting future of the company.
• Working on cutting‑edge solutions championing innovative digital tools and automation to enhance accuracy and efficiency.
• An inclusive culture that values employee engagement, professional development, and strong leadership.
• Extensive senior leadership exposure, working closely with Managing Directors and stakeholders to define multi‑year plans.
• Competitive salary, benefits package, and potential incentives linked to company performance.