Head of Credit Risk

Northreach; Greater London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A dynamic recruitment agency is partnering with a specialist lender to find a Head of Credit Risk. The successful candidate will be instrumental in shaping the credit risk strategy and will report directly to the CEO. Responsibilities include managing processes, utilizing data analytics to drive decisions, and enhancing portfolio management. This is an exciting opportunity to contribute to a growing business with a mission to deliver ethical funding products.

Qualifications

• Proven experience in credit risk strategy and management.
• Strong analytical skills with a data-driven approach.
• Ability to communicate insights effectively to stakeholders.

Responsibilities

• Develop and execute the credit risk strategy.
• Manage and develop both 1st and 2nd line credit processes.
• Utilize data analytics for informed decision making.

Skills

Credit risk strategy development

Data analytics

Portfolio management

Process improvement

Job description

Job Description

Northreach is a dynamic recruitment agency that connects businesses with top talent in the lending, fintech, and digital sectors. Our mission is to provide a seamless and personalised recruitment experience for clients and candidates, and to create a positive work environment that encourages equality, innovation, and professional growth. We have partnered with a specialist lender who are looking for a Head of Credit Risk to join them and build out their 2LOD risk function.

This role is instrumental in the companies growth and this individual will be a key advisor to the CEO and board and will be responsible for defining and executing risk strategy and setting risk appetite. The business is in scale up so this is an exciting time to join a fast growing business with a great mission to deliver ethical funding products to the market.

Responsibilities

• Develop and execute credit risk strategy, implementing policy to balance exposure whilst maintaining commercial success.
• Manage and develop credit processes 1st and 2nd line
• Analytics - using data to drive decision making
• Portfolio management - effectively monitor the entire portfolio, limits, stress testing etc
• Automation - looking for areas to improve efficiency utilising technology

Reporting - providing meaningful data driven insights to the wider bu...