Financial Crime Operations Associate

LJ Recruitment; United Kingdom; On-site; GBP 23,000 - 28,000; Full time

Job summary

A leading financial services organization in West London is seeking a Financial Crime Operations Associate on an 11-month FTC. In this role, you will investigate APP fraud, conduct CDD/EDD checks on high-risk customers, and monitor transactions while ensuring compliance. Ideal candidates will have strong AML/KYC experience and a good understanding of financial crime regulations. This position offers a supportive environment for professional development.

Qualifications

• Experience in AML/KYC and financial crime investigations.
• Strong awareness of the UK regulatory environment.
• Ability to spot patterns and trends in customer activity.

Responsibilities

• Investigate APP fraud cases and monitor for suspicious behaviour.
• Conduct CDD/EDD checks on high-risk customers.
• Manage name-screening workflows and respond to queries.

Skills

AML/KYC

Financial Crime Investigations

Data Analysis

Communication Skills

Problem Solving

Tools

MS Office

Financial Crime Monitoring Systems

Job description

Financial Crime Operations Associate

West London

FTC (Fixed Term Contract) 11 Months

Paying up to 28,000 DOE

We're working with a well-established financial services organisation that's looking for a Financial Crime Operations Associate to join their Financial Crime Operations (FCO) team. This is a great opportunity for someone with solid AML/KYC and investigation experience who wants to develop their career in a supportive and collaborative environment.

Role Overview

In this role, you'll be involved in investigating APP fraud, monitoring potential money mule activity, and carrying out CDD/EDD checks on high-risk and PEP customers. You'll also support high-risk onboarding reviews, name screening, transaction monitoring, and general due diligence.

It's a hands-on position where you'll be analysing data, solving problems, and helping the business stay compliant while managing financial crime risk.

Key Responsibilities

• Investigate APP fraud cases by reviewing payment patterns, customer behaviour, and liaising with internal teams.
• Monitor for money mule activity and elevate suspicious behaviour.
• Conduct CDD and EDD checks on high-risk and PEP customers, including onboarding and ongoing reviews.
• Complete Level 1 name-screening alerts and assess high-risk payments.
• Manage and maintain name-screening workflows and respond to operational queries.
• Identify and elevate suspicious transactions, staying up to date with regulatory changes and emerging financial crime trends.
• Support wider FCO activities such as screening, fraud investigations, and transaction monitoring.
• Assist with ad-hoc projects and provide general administrative support as needed.

What We're Looking For

• Experience in AML/KYC, CDD/EDD, financial crime investigations, and monitoring/screening.
• Good understanding of typical fraud typologies, especially APP fraud and mule activity.
• Strong awareness of the UK regulatory environment.
• Background in financial services, ideally with exposure to multiple areas of a bank or similar institution.
• Confident with MS Office and financial crime/transaction monitoring systems.
• Strong investigative mindset with the ability to spot patterns and trends in customer activity.
• Clear communication skills and comfortable speaking with colleagues as part of investigations.
• High attention to detail, proactive approach, and a willingness to learn.
• A genuine team player who can also take ownership when required.

Who You'll Work With

You'll collaborate with a range of teams including:

• Branch and retail operations
• Internal support and operations teams and IT and system specialists
• Other banking departments and external service providers and vendors

Interested?

Apply now