Delegated Authority Specialist

NFU Mutual; Stratford-upon-Avon; On-site; GBP 50,000 - 60,000; Full time

Job summary

A leading general insurance firm in the UK seeks a Delegated Authority Specialist to manage delegated authority binder arrangements. The role involves ensuring compliance with contractual requirements and driving operational efficiencies. Ideal candidates will have trading experience in insurance or broking, strong negotiation skills, and a proven track record in a regulated environment. You'll benefit from a salary up to £60,000, annual bonuses, and a range of employee benefits including a pension scheme and health plans.

Benefits

Salary up to £60,000 dependent on experience

Annual bonus up to 17.5% of salary

Contributory pension scheme up to 20%

25 days annual leave plus bank holidays

Gym membership contribution

Health and wellbeing cashback plan

Employee Volunteering day

Life Assurance cover of 4x salary

Employee discounts on insurance policies

Qualifications

• Significant trading experience in a market-facing insurance or broking role.
• Proven ability to deliver results in a regulated environment.
• Experience leading underwriting or broking teams.

Responsibilities

• Manage and develop delegated authority binder arrangements.
• Ensure compliance with delegated authority and supply chain contractual requirements.
• Research and report on electronic trading portals.

Skills

Strong negotiation and influencing skills

Technical expertise in commercial lines

Experience managing delegated underwriting authority arrangements

Ability to deliver results in a regulated environment

Education

ACII qualification or degree equivalent

Job description

• Lead delegated authority underwriting and supply chain partnerships
• Shape and deliver innovative insurance solutions
• Drive operational excellence and customer outcomes

About the role:

As a Delegated Authority Specialist, you’ll play a pivotal role in managing and developing delegated authority binder arrangements, ensuring NFU Mutual delivers sustainable, profitable insurance solutions for our customers. Reporting to the Binding Authority Manager and based at our Head Office, you’ll act as the senior point of contact for underwriting referrals, ensuring all policies and quotes adhere to delegated authority and supply chain contractual requirements.

You’ll support the management, monitoring, and review of our supply chain, helping to deliver long-term partnerships and exploring opportunities for future co-insurance capacity. You’ll advise on the delivery of delegated binding authorities, source new arrangements to meet evolving customer needs, and ensure compliance with NFU Mutual principles and regulatory frameworks.

A key part of your role will be to research and report on electronic trading portals, driving operational efficiencies and enhancing the customer journey. You’ll also deliver technical product knowledge and training, ensuring high-quality service for both internal and external customers.

This role falls under Insurance Distribution Directive requirements, and as a result, role holders will be required to demonstrate ongoing Continuous Professional Development in role, along with undergoing regular re-screening to show that they are of “Good Repute”. Further information can be found in the FCA Handbook.

About you:

With significant trading experience in a market-facing insurance or broking role, you bring strong technical expertise in commercial lines and a proven ability to deliver results in a regulated environment. You’re an effective negotiator and influencer, with experience leading underwriting or broking teams and driving performance through others.

You’ll also have:

• Experience managing delegated underwriting authority arrangements
• Strong knowledge of the general commercial insurance market
• High-level negotiation and influencing skills
• Proven track record of technical product development and change management
• Ideally, ACII qualification or degree equivalent (desirable)

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We’re proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards:

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £60,000 dependent on experience
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership – subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.
• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual:

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us.

We pride ourselves on being “a great place to work” and our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction but also named us as the first UK-based company to receive a Gallup Exceptional Workplace for ten years in a row. We are also the only Insurer to feature in the LinkedIn Top 15 Companies 2025 list of ‘Best midsize employers to grow your career in the UK’, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.