Credit Specialist £500 INSIDE IR35 REMOTE

Uniting People; Remote; GBP 60,000 - 80,000; Full time

Job summary

A financial services provider based in the UK is looking for a candidate with strong banking and lending experience to support credit analysis and provide debt advice to customers. The ideal candidate should have over 5 years of experience in the sector and be able to analyze financial data to assess applicant businesses. This role requires occasional travel to team meetings in London or Swindon, and offers a remuneration of £500 Umbrella Rate.

Qualifications

• Must have banking and lending experience, preferably 5+ years.
• Ability to provide debt advice to customers is essential.

Responsibilities

• Analyze financial/non-financial strengths of applicant businesses.
• Engage with applicants for additional credit analysis information.
• Produce sensitivity analysis for credit evaluation.

Skills

Banking Experience

Lending Experience

Debt advice skills

Job description

Working Conditions

Some requirements to attend a team meeting in either Swindon or London, 2 or 3 times in the 6 months. 37hr work week, 7 hours a day. 9am to 5pm.

Remuneration & IR35

IR35: Pay Rate to Candidate: £500 Umbrella Rate

Minimum Requirements

• Banking Experience
• Lending Experience
• Private sector
• Being able to provide debt advice to customers

Origination – working with a lead Credit Specialist

• Analysing the financial and non-financial strength of applicant businesses from information provided and verifying this against external sources where applicable, including sensitivity analyses, cashflow analysis and balance sheet tests.
• Engaging with applicants to source additional information to underpin your credit analysis.
• Supporting the Credit Specialists by producing sensitivity analysis, both at the level of the transaction and the overall portfolio.
• Based on your analysis, presenting recommendations to the IUKL Credit Committee alongside the lead Credit Specialist on the outcome of the application, deal structure and conditionality.
• Working alongside the Lending Operations team to move approved transactions through to execution, including quality assurance of legal documentation, satisfaction of conditions and perfection of security documentation.
• Ad hoc support with workflow management, scheduling and document processing to support deal flow.

Qualifications

• Banking background
• Lending/banking experience
• 5 years + experience