Credit Risk Underwriting Manager – Invoice Finance – Central London – M2 Recruitment

Business Money Promotions Ltd; London; On-site; GBP 50,000 - 75,000; Full time

Job summary

A leading independent lender is seeking a Credit Risk Underwriting Manager in Central London. This role involves managing client credit relationships, ensuring compliance, pricing transactions, and developing risk models. The ideal candidate will possess strong analytical and customer management skills in invoice finance.

Qualifications

• Strong understanding of Invoice Finance risk.
• Flexible growth mindset; independent yet a team player.
• Good knowledge of collateral and risk drivers.

Responsibilities

• Ownership, credit monitoring, and risk control of existing client relationships.
• Preparing credit committee documentation.
• Pricing new transactions and developing risk pricing models.

Skills

Analytical skills

Credit risk understanding

Customer management

Tools

Dancerace

Job description

Credit Risk Underwriting Manager – Invoice Finance – Central London – M2 Recruitment

A fantastic opportunity has arisen for an experienced Invoice Finance credit specialist to join an exciting new-to-market independent lender with ambitious growth plans.

The successful candidate will be responsible for ownership, credit monitoring, and risk control of existing client relationships, including:

1. Audits
2. Monitoring covenant compliance and ledger performance to ensure risk stays within agreed lending parameters (first line of defence)
3. Conducting audits and surveys, ensuring examinations are completed timely, focusing on relevant business areas
4. Managing collections and recovery of impaired cases
5. Preparing credit committee documentation

For new clients (post-onboarding), responsibilities include:

1. Pricing new transactions and supporting business development
2. Developing risk pricing models for indicative and full quotations

Requirements:

1. Strong understanding of Invoice Finance risk in underwriting, audit, survey, and customer management
2. Flexible growth mindset; independent yet a team player
3. Analytical skills with understanding of key collateral and risk drivers specific to SMEs
4. Enthusiasm for working in a small, flexible invoice finance business
5. Good knowledge of Dancerace (preferred)

Salary/Benefits:

The successful candidate will receive an excellent basic salary plus additional benefits. For more information, contact 01625 522 774 or email [e-mail].

Contact details:

• Tel: [phone]
• Fax: [phone]
• Email: [e-mail]
• Website: www.m2recruit.co.uk