Credit Risk Manager

T2M Resourcing Ltd; Bradley Stoke; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading UK business is looking for a Credit Risk Manager based in South West England. This hybrid role involves managing risk exposure for B2B clients, overseeing debt recovery processes, and leading a team to ensure adherence to credit policies. The ideal candidate will have proven experience in credit management and excellent communication skills. This competitive position offers a salary, bonuses, and attractive company benefits.

Benefits

Competitive salary

Bonus

Great company benefits

Qualifications

• Proven experience in a credit management leadership role within a B2B remit.
• Ability to interpret financial data and accounts.
• Experience working with 3rd party funders for trade credit.

Responsibilities

• Manage risk exposure across the B2B client portfolio.
• Oversee debt recovery and mitigate fraud exposure.
• Ensure adherence to credit policies and procedures.
• Lead and develop credit and legal teams.
• Instil a culture of continuous improvement.
• Manage third-party relationships effectively.

Skills

Credit management experience

Financial data interpretation

Communication skills

Team leadership

Process improvement

Job description

Credit Risk Manager

Competitive package subject to experience

Hybrid - 3 days office

South West, United Kingdom

T2M Resourcing are recruiting a Credit Risk Manager for a leading UK business. This role will be based in the South West of England and presents a great opportunity for an experienced credit management professional to play a key role in mitigating risk (whilst taking a pragmatic approach) for our clients B2B customer base.

Leading a small team you will work closely with key internal and external stakeholders to support the continued growth of the business whilst ensuring that best practice is applied to the evaluation and approval of trade credit arrangements including the utilisation of 3rd party funding providers.

Key Responsibilities

• Pro-actively manage the current risk exposure across the B2B client portfolio whilst also ensuring forward credit 'head room' for account growth as appropriate
• Oversee debt recovery processes, mitigate fraud exposure and oversee legal administration as required
• Ensure that clear and up to date credit policies and operating procedures are in place and adhered to
• Lead and develop a team (directly and indirectly) across credit, underwriting and legal teams
• Instil a 'continuous improvement culture'
• Manage third party relationships across the group to ensure effective collaboration and scaling of the group's trade debt propositions

Required Skills & Experience

• Proven experience operating in a credit management leadership role within a B2B remit
• Good understanding of how to interpret financial data / accounts
• Prior experience of working with 3rd party funders to facilitate trade credit for legal entities and sole traders
• Great communication and influencing skills - able to present insightful and impactful information
• Team leadership and development skills also with the ability to influence those not under your direct control
• Driven by achieving excellent outcomes through continuous improvement of processes and policies

This hybrid working role will attract a competitive salary, bonus and great company benefits.

To apply you must have the right to work in the UK on a permanent basis.