Credit Risk Governance Lead (UK) — Flexible Hybrid

American Express; Greater London; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A global financial services firm is seeking a Credit Risk Governance & Controls Manager in Greater London. This role focuses on ensuring compliance with regulatory expectations while driving good customer outcomes. Candidates should have a solid understanding of UK consumer credit regulations and experience in governance roles. The position requires strong organizational skills and the ability to manage multiple priorities. Good communication skills are essential for clear articulation of regulatory topics. A flexible working model and competitive benefits are offered.

Benefits

Competitive base salaries

Bonus incentives

Medical and dental benefits

Flexible working model

Paid parental leave

Career development opportunities

Qualifications

• Strong working knowledge of UK consumer credit regulation, including FCA CONC and Consumer Duty.
• Experience in credit risk, operational risk, compliance, or governance roles.
• Proven ability to manage governance processes and control frameworks.

Responsibilities

• Translate regulatory expectations into compliant processes.
• Partner with Operational Risk to enhance oversight.
• Prepare high-quality documentation for audits and risk reviews.
• Manage Operational Risk Events driving timely escalation.
• Support ongoing updates to Credit Risk policies and standards.

Skills

UK consumer credit regulation knowledge

Communication skills

Organizational skills

Governance process management

Job description

A global financial services firm is seeking a Credit Risk Governance & Controls Manager in Greater London. This role focuses on ensuring compliance with regulatory expectations while driving good customer outcomes. Candidates should have a solid understanding of UK consumer credit regulations and experience in governance roles. The position requires strong organizational skills and the ability to manage multiple priorities. Good communication skills are essential for clear articulation of regulatory topics. A flexible working model and competitive benefits are offered.