Credit Risk Director - Christie's Art Finance

Christie's; Lincoln; On-site; GBP 97,000 - 113,000; Full time

Job summary

A leading art finance firm in Lincoln is seeking a Credit Risk Director to lead risk governance and credit oversight. Candidates should possess a bachelor's degree and proven experience in credit risk management within financial services. The role requires strong analytical skills and the ability to navigate complex discussions with senior stakeholders, ensuring adherence to underwriting standards. This strategic position offers a competitive salary along with comprehensive benefits including medical care, 401(k) matching, and generous time-off policies.

Benefits

Comprehensive Medical, Dental and Vision care

401(k) Savings Plan

Life Insurance

Disability Insurance

Generous time-off and leave policies

Fitness Reimbursement Program

Commuter Benefits

Back Up Child & Elder Care

CSR Day

Perks and Discounts through Zo and Plum Benefits

Qualifications

• Proven experience in credit risk management within financial services or asset-backed lending.
• Strong interpersonal skills to navigate complex discussions with senior stakeholders.
• Expertise in governance frameworks and regulatory compliance.

Responsibilities

• Oversee credit risk across a global art-secured lending portfolio.
• Implement robust controls to mitigate valuation, market, and credit risks.
• Deliver timely, accurate risk reporting to stakeholders.

Skills

Credit risk management

Analytical skills

Leadership

Communication skills

Interpersonal skills

Strategic thinking

Education

Bachelor’s degree

Advanced degree in Finance or Economics

Tools

Microsoft Excel

Job description

Credit Risk Director - Christie's Art Finance

The Company

Christie’s, the world’s largest Art Business, is an incredibly exciting & enriching place to start or continue your career. Whether you work within one of our Specialist Art Departments or in our more Operational focused teams we are all working together with one common goal in mind: to continue the success of this 250 year old company, steeped in history, bringing constant innovation whilst not forgetting our age old values; Passionate Expertise, Exceptional Client Service, Teamwork, Integrity, Respect, Business Judgment, & Innovation. Colleagues across all departments are truly passionate about what they do and it is constantly inspiring to work with industry leaders across all segments of the business.

Why This Role Matters

The Credit Risk Director will lead risk governance and credit oversight for Christie’s Art Finance, ensuring rigorous underwriting standards, portfolio stability, and sustainable growth. This strategic role combines analytical expertise, leadership, and cross‑functional collaboration to strengthen risk management and enable business expansion.

How you'll make an impact

• Oversee credit risk across a global art‑secured lending portfolio.
• Implement robust controls to mitigate valuation, market, and credit risks.
• Ensure adherence to underwriting standards and independent review of loan opportunities.
• Conduct regular portfolio reviews to detect early signs of deterioration.
• Monitor collateral concentrations and credit events for proactive escalation.
• Analyze macroeconomic and portfolio data to identify emerging risks.
• Lead projects to refine risk frameworks and drive innovation.
• Deliver timely, accurate risk reporting to stakeholders, improving transparency and governance.
• Challenge pricing and risk assumptions with experts professionally, maintaining strong relationships while upholding underwriting standards.
• Mentor junior staff, fostering internal expertise and a strong risk culture.
• Partner with underwriting, legal, and sales teams to ensure alignment on risk strategy.

What you’ll bring to the team

• Bachelor’s degree required. Advanced degree in Finance, Economics, or related field preferred.
• Proven experience in credit risk management within financial services or asset‑backed lending.
• Strong interpersonal skills to navigate complex discussions and professionally challenge senior stakeholders on risk issues.
• Strong analytical and judgment skills with ability to interpret complex data.
• Expertise in governance frameworks and regulatory compliance.
• Excellent leadership and communication skills.
• Strong Microsoft office skills, particularly Excel.
• Capacity to work efficiently and effectively in high‑pressure environment. Ability to remain calm in stressful situations.
• Team player.

What’s great about working for us

• Comprehensive Medical, Dental and Vision care plans for employees and dependents (On average, Christie’s pays 80% of total premiums).
• 401(k) Savings Plan – Christie’s provides a matching contribution up to 5% (subject to IRS limits).
• Life Insurance - 3x base salary (100% paid by Christie’s).
• Disability Insurance (100% paid by Christie’s).
• Generous time‑off and leave policies; including 100% Paid Family Leave up to 16 weeks.
• Fitness Reimbursement Program: reimbursement of eligible fitness fees and memberships up to $600 per year.
• Commuter Benefits - Pre‑tax money towards your daily commute with a Christie’s contribution of $21 per month.
• Back Up Child & Elder Care – up to 10 days of back‑up Child or Elder Care through Bright Horizons.
• CSR (Corporate Social Responsibility) Day – Each employee receives one paid day per year to dedicate their time to a charity of their choice.
• Perks and Discounts through Zo and Plum Benefits.

Christie’s, Inc. is committed to principles of equal employment opportunity, affirmative action, and to compliance with all federal, state, and local laws concerning employment discrimination, including the Americans with Disabilities Act. To this end, Christie’s Inc. ensures equal opportunity to all employees and applicants, regardless of race, color, age, sex, sexual orientation, religion, marital status, national origin or ancestry, citizenship, lawful alien status, physical, mental, and medical disability, veteran status or liability status for service in the United States Armed Forces.

Closing Date: December 18th, 2025

*Posted salary range does not include discretionary bonus compensation and overtime pay.

Compensation Range

Salary: $130,000.00 - $150,000.00