Credit Risk Data Scientist — Python/ML

Octopus Energy Ltd; City of Westminster; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A leading energy company in the UK is seeking a credit risk analyst to join their team. The ideal candidate will have expertise in SQL and Python, a passion for data analytics, and a strong understanding of customer needs. Responsibilities include managing accounts, developing machine learning models, and creating strategies to help vulnerable customers. Previous experience in consumer credit risk or collections is a bonus. This role is set in a dynamic environment, offering unique opportunities to make a real impact.

Qualifications

• 2+ years of experience in a hands-on role.
• Experience in consumer credit risk or collections in the financial services, utilities, or telecommunications industries is a bonus.

Responsibilities

• Take ownership of management of customers struggling with payments.
• Conduct deep dive investigations into data for insights.
• Develop strategies for vulnerable customers.
• Create fraud prevention strategies.
• Develop and own machine learning models and policies.
• Identify new areas of opportunity.
• Challenge the status quo regarding KPIs and strategies.
• Communicate complex data concepts effectively.
• Build relationships with stakeholders.

Skills

Excellent SQL skills

Excellent Python skills

Familiarity with version control systems

Drive to solve problems using data

Understanding of machine learning and statistics

Python data science stack (pandas, sklearn, numpy)

Tools

Tableau

Looker

PowerBI

dbt

Job description

A leading energy company in the UK is seeking a credit risk analyst to join their team. The ideal candidate will have expertise in SQL and Python, a passion for data analytics, and a strong understanding of customer needs. Responsibilities include managing accounts, developing machine learning models, and creating strategies to help vulnerable customers. Previous experience in consumer credit risk or collections is a bonus. This role is set in a dynamic environment, offering unique opportunities to make a real impact.