Credit Risk & Analytics Lead — Flexible Lending

Monzo; Greater London, Cardiff; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading fintech company in the UK is seeking a talented individual to develop credit and pricing strategies for their innovative lending product, Flex. You will collaborate with diverse teams to enhance profitability and create outstanding customer experiences. The ideal candidate should have experience in unsecured retail lending, strong analytical skills with SQL proficiency, and a passion for fostering positive impact in finance. Flexible working options are available, with the chance to work remotely within the UK.

Benefits

Visa sponsorship

Flexible working hours

Annual learning budget of £1,000

Qualifications

• Experience in unsecured retail lending such as personal loans or credit cards.
• Understanding of the impact of pricing on portfolio performance.
• Proficiency in SQL is essential, knowledge of Python and Looker is a plus.

Responsibilities

• Develop credit and pricing strategies for Flex.
• Collaborate across teams to build profitable lending portfolios.
• Monitor and improve existing credit underwriting strategies.

Skills

Experience in unsecured retail lending

Understanding of unsecured retail lending market

Analytical and data capabilities

SQL proficiency

Strong communication skills

Project management experience

Ability to collaborate in diverse teams

Tools

Python

Looker

Job description

A leading fintech company in the UK is seeking a talented individual to develop credit and pricing strategies for their innovative lending product, Flex. You will collaborate with diverse teams to enhance profitability and create outstanding customer experiences. The ideal candidate should have experience in unsecured retail lending, strong analytical skills with SQL proficiency, and a passion for fostering positive impact in finance. Flexible working options are available, with the chance to work remotely within the UK.