Credit Risk Analyst / Underwriter

ClearCourse Careers; City Of London; Hybrid; GBP 40,000 - 55,000; Full time

Job summary

A leading financial solutions company in the UK is seeking a Credit Risk Analyst / Underwriter. Based in either Manchester or London, this role offers a hybrid work model combining office and remote work. You will leverage your 2+ years of experience in credit risk or underwriting to assess new merchant applications and analyze financial statements. This position allows for significant professional development within a supportive team focused on energy, expertise, and empathy.

Qualifications

• At least 2 years experience in credit risk or underwriting.

Responsibilities

• Assess and evaluate new merchant applications.
• Review financial statements and complete due diligence processes.

Skills

Financial statement analysis

Credit risk assessment

Underwriting

Job description

Overview

Company description :

ClearCourse

Job description :

Credit Risk Analyst / Underwriter Payments

Manchester or London (Hybrid, 2 days in office)

Do you enjoy digging into financial statements and figuring out what theyre really telling you?

Got at least 2 years experience in credit risk or underwriting?

If so, this could be your next step.

ClearAccept are looking for a Credit Risk Analyst / Underwriter to join a small, supportive team where youll have autonomy, real responsibility, and the chance to genuinely develop your career.

Our payments solution was built to support our ClearCourse partner platforms, helping thousands of businesses take and reconcile payments with far less admin. Were part of the wider ClearCourse Group, with offices up and down the UK (and beyond), which means your career can grow in many different directions whether thats deeper into risk, wider into compliance, or over into product, tech, and more.

When we bring someone new into ClearCourse, we look for three things : energy, expertise, and empathy. If that sounds like you, youll fit right in.

What youll actually do

This isnt theory its hands-on, real-world credit risk.

Youll be responsible for assessing and evaluating new merchant applications, reviewing financials, and completing the full due-diligence journey.

Requirements

• At least 2 years experience in credit risk or underwriting