Credit Analyst

Fintelligent; Greater London; Hybrid; GBP 40,000 - 50,000; Full time

Job summary

A property lending platform based in London is seeking a motivated Credit Analyst to join their dynamic team. You will be responsible for analyzing and underwriting property development finance proposals in a collaborative environment. This role offers hybrid working, a competitive salary up to £50,000, and opportunities for professional development. Candidates should have experience in property finance and strong analytical skills, as well as proficiency in Excel. If you're ready to take the next step in your career, apply now to join this vibrant team.

Benefits

Competitive salary

Hybrid working

Professional development opportunities

Qualifications

• Experience in property development finance (lender, bank or specialist provider).
• 2-3 years’ experience post-university.
• Strong financial analysis and credit assessment skills.

Responsibilities

• Analyse and underwrite property development finance proposals.
• Prepare detailed credit papers for internal credit committees.
• Assess borrower experience and financial strength.

Skills

Financial analysis

Credit assessment

Development appraisals

Proficiency in Excel

Attention to detail

Communication skills

Job description

Job Description

Are you a motivated Credit Analyst with a passion for property development finance? Our client, a specialist property lending platform based in London, is seeking a Credit Analyst to join their dynamic team. This is a fantastic opportunity to work in a fast-paced, collaborative environment with exposure to a diverse range of residential and mixed-use development projects.

With a competitive salary up to £50,000, this role offers the perfect balance of hybrid working, allowing you to spend three days in the London office and two days from home. You'll be part of a collaborative team environment with clear opportunities for professional development and progression.

As a Credit Analyst, you will:

• Analyse and underwrite property development finance proposals
• Prepare detailed credit papers for internal credit committees
• Assess borrower experience, financial strength, and track record
• Review development appraisals, cash flows, GDV, and cost assumptions
• Conduct sensitivity analysis and stress testing on transactions
• Liaise with originators, valuers, solicitors, and other external advisers
• Support ongoing portfolio monitoring, including reviews and renewals

Package and Benefits:

• Annual salary of £40,000 - £50,000
• Hybrid working: 3 days in the London office, 2 days from home
• Exposure to a diverse and interesting development finance portfolio
• A collaborative, entrepreneurial team environment
• Opportunities for professional development and progression

About You:

• Previous experience in property development finance (lender, bank, challenger bank, or specialist finance provider)
• Ideally 2–3 years’ experience post-university
• Strong financial analysis and credit assessment skills
• Solid understanding of development appraisals and funding structures
• High attention to detail with strong written and verbal communication skills
• Ability to manage multiple transactions in a fast-paced environment
• Proficiency in Excel and financial modelling

If you are interested in roles such as Financial Analyst, Property Finance Analyst, Development Finance Specialist, Credit Risk Analyst, or Lending Analyst, this Credit Analyst position could be a perfect fit for you.

If you're ready to take the next step in your career as a Credit Analyst, with the opportunity to work in a vibrant and supportive environment, apply now to join our client's team in London. This role offers a fantastic chance to grow and develop your expertise in property credit analysis.