Corporate Credit Manager

James Andrews Recruitment Solutions; Coventry; Hybrid; GBP 45,000 - 50,000; Full time

Job summary

A recruitment agency in Coventry is seeking a Corporate Credit Manager for a permanent position. The role requires 3+ years in corporate credit evaluation, ideally within the automotive or consumer finance sectors. This is a hybrid role, with two days in the office and offers a salary between £45,000 and £50,000, alongside a generous benefits package including a company car scheme and annual bonus. If you have the relevant experience, we encourage you to apply.

Benefits

Company car scheme

26 days annual leave plus bank holidays

Generous pension contribution

Annual bonus

Qualifications

• 3+ years’ experience in corporate credit evaluation with personal mandate.
• Ideally from automotive or consumer finance sectors.
• Familiarity with credit-risk management best practices.

Responsibilities

• Review financial statements and credit reports.
• Establish and enforce credit limits for customers.
• Manage corporate customer compliance with credit policies.
• Prepare credit dossiers for higher-level approval.
• Collaborate with Sales and Finance on credit dossiers.
• Chair weekly corporate underwriting meetings.
• Ensure adherence to Credit Underwriting Guidelines.
• Monitor credit limits to minimize risk.

Skills

Corporate credit evaluation experience

Knowledge of UK / FCA regulations

Commercial credit underwriting experience

Job description

Our client, based in Coventry, is currently recruiting for a Corporate Credit Manager on a permanent contract.

The position is due to start as soon as possible, dependent on notice and the salary available is £45,000 - £50,000. This is a hybrid position with travel to the office required two days per week and our client is proud to offer some great benefits including a generous company car scheme, 25 days annual leave and an annual bonus.

Duties

• Reviewing financial statements, credit reports, and payment history to evaluate the risk of extending credit to new or existing customers.
• Establishing and enforcing credit limits for new and existing customers within agreed mandates.
• Annually managing and reviewing all corporate customers to ensure compliance with credit policies.
• Preparing and finalising credit dossiers for submission to higher level approvers such as Credit Committees at local and HQ levels.
• Working with other business areas such as Sales and Finance to produce detailed credit dossiers.
• Chairperson for the weekly corporate underwriting meeting involving other stakeholders in the business such as sales director, head of direct sales, head of indirect sales.
• Ensuring Credit Underwriting Guidelines are followed including KYC and AML.
• Monitor and manage credit limits and exposures to minimise risk while supporting business growth.

Skills, knowledge and expertise required

• 3+ years’ corporate credit evaluation role, with a personal mandate to approve credit limits ideally in automotive or consumer finance.
• Corporate credit management or a similar financial role, with commercial credit underwriting experience preferred.
• Familiarity with UK / FCA regulations and best practices in credit-risk management.

Rewards and benefits

• 26 days annual leave plus bank holidays.
• Hybrid working (2 days per week in the office).
• Company car scheme.
• Generous pension contribution.
• Annual bonus.

Working hours: 37.5 hours per week, Monday - Friday, 9am-5pm.

Please note that you require recent experience to apply for this role.