Commercial Real Estate Finance - Structurer, VP

Citigroup Inc.; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services company is seeking a mid-level legal associate to manage real estate debt transactions in Greater London. The role involves negotiating legal documents, managing transaction execution, and collaborating with senior specialists. Candidates should have experience in European structured credit and possess legal qualifications. This position offers extensive exposure to real estate finance and key industry players, providing significant professional growth opportunities.

Benefits

Equal opportunity employer

Qualifications

• Mid‑level associate experience (c. 3‑4 PQE) in banking or capital markets.
• Lender‑side experience on commercial real estate finance transactions.

Responsibilities

• Negotiate transaction documents and review legal due diligence.
• Prepare credit memos for legal aspects.
• Assist with syndication queries and execution.

Skills

Experience in European structured credit / real‑estate finance transactions

Strong computing and numeracy skills

Strong interpersonal and communication skills

Self‑motivated

Ability to multi‑task and meet short deadlines

Education

University degree or similar legal qualifications (i.e. LPC)

Job description

Legal structuring, negotiation of legal contracts, transaction execution and management, and other aspects in relation to the closing and syndicating of real estate debt transactions across EMEA.

Job Background/context:

This role sits within the Commercial Real Estate Finance business team for EMEA.

Key Responsibilities:

• In-Business seat and role, within the Business team (with direct reporting into a senior Transaction Execution specialist) not Internal Legal.
• Assist senior and junior transactors in transaction document negotiation.
• Assist in the review of legal and structuring due diligence.
• Assist with preparation of credit memos and presentation of legal and structural aspects to credit committee.
• Assist in discussions with client counterparts and advisers.
• Assist with syndication queries, transfer documentation and execution.
• Assisting with the drafting of short and long form term sheets.
• Interface with internal Legal team regarding business related legal risks.
• Involvement in syndication workstreams.
• Involvement in other ad hoc workstreams.

Development Value:

The role will provide a wide range of deal‑making experience related to real‑estate finance, including balance sheet loans, syndicated loans, senior/mezzanine structures, intercreditor arrangements, warehouse financing, master repo facilities, loan‑on‑loan facilities, securitisation including risk retention, and take‑private / corporate special situations. It will also provide a high level of exposure to strategic global players in the industry and leading European law firms and will involve direct negotiation with Citi’s clients and counterparties.

Knowledge/Experience:

Mid‑level associate experience (c. 3‑4 PQE) in a banking or capital markets team of a silver/magic circle law firm with lender‑side experience on commercial real‑estate finance transactions.

Skills:

• Experience in European structured credit / real‑estate finance transactions.
• Strong computing and numeracy skills required.
• Strong interpersonal and communication (written and spoken) skills.
• Self‑motivated and a strong work ethic.
• Ability to multi‑task and meet short deadlines.
• Ability to manage stressful situations and heated discussions in a calm, professional, diplomatic and focused manner.

Qualifications:

University degree or similar, and above including requisite legal specific qualifications (i.e. LPC) and current Practicing Certificate.

Competencies:

• Planning and Organisation
• Adaptability
• Building Relationships (internal and external)
• Commercial Awareness
• Communication (written and oral)
• Decision Making and Judgement
• Integrity and Professionalism
• Time Management

Certification and Regulatory Information:

Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime.

The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016.

Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role.

In line with the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety: honesty, integrity and reputation; financial soundness; competence and capability.

In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as fit and proper. For this reason, you will be assessed for this role against the fit and proper requirements, as described above.

This assessment will be carried out through extensive interviews, self‑disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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