Capital Markets Associate

YouLend; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading FinTech company is seeking an experienced Finance Professional to join its Capital Market team in London. This role involves financial analysis and modelling, managing investor relationships, and ensuring data accuracy in financial models. Candidates should have proven cashflow modelling experience, knowledge of financial markets, and a bias for action. The company provides a supportive work environment with opportunities for growth, stock options, and comprehensive benefits, including private medical insurance and gym access.

Benefits

Stock Options

Private Medical insurance

Free Gym

Subsidised Lunch

Monthly office Masseuse

Qualifications

• Proven experience in cashflow modelling, preferably in an investment banking or similar role.
• Strong understanding of financial markets and credit products.
• Previous responsibility for managing end-to-end transactions.

Responsibilities

• Conduct financial analysis and uphold accuracy in financial models.
• Prepare pitch documents for investment opportunities.
• Liaise with cross-functional teams through the deal process.

Skills

Cashflow modelling

Investment banking

Financial markets understanding

Credit risk management

Building investor relationships

Tools

SQL

Job description

About Us

YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world’s leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.

We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.

The Role

We are seeking an experienced Finance Professional to join our dedicated Capital Market team. In this role, you will play a crucial part in our financial strategy, leveraging your expertise in cashflow modelling, investment banking, networking, and facility management to help us achieve our ambitious growth targets. This opportunity is ideal for a finance investment professional looking to accelerate their career by gaining first hand experience within the dynamic and rapidly expanding environment of a high-energy business.

The Capital Markets team is responsible for managing relationships with institutional investors that deploy capital via the YouLend platform; track performances of the investment mandates; identify early trends in the market to take relevant actions; deploy and report on the individual portfolios. You will manage end-to-end transactions and take responsibilities both pre and post deals.

Responsibilities

• Financial analysis and modelling while upholding data accuracy within financial models, and work closely with internal team members to solidify the financial model assumptions supporting our investment offerings
• Prepare and improve pitch documents for new and existing investment opportunities
• Support diligence activities with required stakeholders
• Liaise with cross-functional teams to take ownership of deals from origination to closing
• Establish presence and networks amongst investor communities

The ideal candidate will have the following skillset

• Proven experience in cashflow modelling, preferably in an investment banking or similar role
• Strong understanding of financial markets, credit products, and credit risk management
• Display a strong bias for action
• Previous responsibility for building investor relationships and managing end-to-end transactions

Desirable skills

• Hands on experience with SQL
• In-depth domain expertise in the structured finance and securitised products space at an institutional level across any asset class
• Ability to work independently and in a small team
• Comfort with ambiguity
• You are independent, ambitious, and self-motivated and looking to make an impact

WhyjoinYouLend?

• Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work” in 2024 and 2025 by the Sunday Times for being a supportive, diverse, and rewarding workplace.
• Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.

It’s just getting fun

• We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
• But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.

Lots of upsides

• High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
• Well-capitalised with supportive private equity backing.
• Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.

Motivating work environment

• A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
• Strong and transparent team culture, we have each other’s backs.
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• Independent work environment where results matter.
• Data-driven culture and emphasis on speed (anti-red tape).

We offer a comprehensive benefits package that includes

• Stock Options
• Private Medical insurance via Vitality and Dental Insurance with BUPA
• EAP with Health Assured
• Enhanced Maternity and Paternity Leave
• Modern and sophisticated office space in Central London
• Free Gym in office building in Holborn
• Subsidised Lunch via Feedr
• Deliveroo Allowance if working late in office
• Monthly in office Masseuse
• Team and Company Socials
• Football Power League /Paddle and Yoga Club

At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.