Business Banker

First Citizens Investor Services; Lancaster; On-site; GBP 30,000 - 45,000; Full time

Job summary

A regional bank in Scotland is seeking a Business Banker to develop and maintain relationships with local business owners. This role focuses on business lending and requires strong expertise in financial guidance. Candidates should have a bachelor's degree and relevant experience, along with established networks in the business community. The position offers a competitive benefits program.

Benefits

Competitive benefits program

Qualifications

• 2+ years of experience in business lending or credit.
• Established networks in the local business community.
• Ability to provide financial guidance and expertise.

Responsibilities

• Develop and maintain a prospect list and outreach plan.
• Contribute to the growth of the bank through loans and deposits.
• Represent the bank in community events and networking.

Skills

Business development experience

Financial analysis

Credit underwriting

Sales planning

Education

Bachelor's degree with business experience

High school diploma or GED with business experience

Job description

Overview

Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.

Responsibilities

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Qualifications

• Bachelor's degree with a minimum of 2 years experience in business lending, credit or business development.
• Or: High school diploma or GED with a minimum of 6 years experience in business lending, credit or business development.
• Additional Requirements: Business development experience.
• Preferred Qualifications: Established COIs and referral sources.
• Financial analysis and credit underwriting skills.
• Knowledge of business lending, deposit and cash management solutions.
• Ability to provide financial guidance and expertise.
• Sales planning and forecasting experience.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at the benefits page.