Banking Job - Mandarin speaking Credit Risk Manager (Corporate Banking) - rj

People First Team Japan/ピープルファーストチームジャパン; Greater London; Hybrid; GBP 75,000 - 85,000; Full time

Job summary

A recruitment agency is seeking a Mandarin speaking Credit Risk Manager to oversee the Credit Risk Management Framework for a prominent corporate banking branch in Central London. The ideal candidate will have strong analytical skills and solid credit risk management experience. In this role, you will manage credit review processes and provide advice on mitigating risks. We welcome applications from qualified candidates, emphasizing diversity and inclusion.

Qualifications

• Strong credit analytical skillset in Corporate Banking sector.
• Experience in credit policy, review, approval, and bad loan collection.
• Ability to manage credit risk and compliance with bank policies.

Responsibilities

• Assist in managing the Credit Risk Management Framework.
• Provide advice on credit risk management and performance.
• Manage credit committees and communication with HO departments.
• Oversee credit review and approval processes.

Skills

Fluent in spoken and written Mandarin

Fluent in spoken and written English

Solid Credit Risk experience in corporate banking

Demonstrable experience in credit analysis

Education

Degree from a reputable university

CFA / CPA qualification

Job description

Mandarin speaking Credit Risk Manager (Corporate Banking)

Location: Central London

Salary: £75-85k depending on experience + bonus

Job Status: Permanent. Hybrid working, 4 days in the office and 1 day WFH

Report to: Head of Risk

To be successful in this role our client has said it is essential that candidates:

• Speak and write fluent Mandarin
• Have strong credit analytical skillset in Corporate Banking sector
• Have solid credit risk management experience including credit policy, credit review and approval, post-loan credit management, bad loan collection, etc.

Credit Risk Manager - Summary:

Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, ensuring that London Branch has appropriate systems and controls in place for measuring, managing and controlling credit risk.

Assist credit risk management which includes credit policy, credit review and approval, post-loan credit management, bad loan collection etc. to ensure that the business has appropriate risk controls.

Credit Risk Manager - What You'll be Doing Each Day:

• Provide advice on all aspects of credit risk management including ensuring that the branch has robust standards, controls and practices in place to mitigate the credit risks which could impact upon its capital, earnings, reputation, business operations, opportunities or otherwise.
• Provide timely information on the credit portfolio performance, credit approval information, early warning signal management, and identification of risk trend through regular and ad-hoc reporting.
• Manage the risk management committee and credit committee and support the chairperson of the above committees.
• Delivery of the credit policy framework including branch risk appetite framework, pre-loan credit policy, credit review and approval policy, post-loan policy, internal rating model development, delegation of authority of branch etc.
• Maintain the effective communication line with HO corresponding departments on related risk issues.
• Manage the credit review & approval process and implement the new product credit assessment including presenting to Credit Committee.
• Manage the post loan credit review & annual review process.
• Ensure compliance with bank credit risk policies.
• Assist on any ad-hoc reporting as necessary within their capability.
• In addition to these duties, the employee may from time to time be required to undertake additional or other duties within his/her capacity as necessary to meet the needs of the bank's business.

Credit Risk Manager - The skills you need to succeed:

• Fluent in spoken and written Mandarin and English
• Degree holder from a reputable university
• CFA / CPA qualification will be a plus
• Solid Credit Risk experience in corporate banking industry with good credit risk knowledge
• Demonstrable experience in performing credit analysis for corporate customers

Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

People First is committed to increasing diversity, and maintaining an inclusive workplace culture. We welcome applications from all qualified candidates regardless of their ethnicity, race, gender, religious beliefs, sexual orientation, age, marital status or whether or not they have a disability.

We would be grateful if you could send your CV as a Word document. If your application is successful, you will be contacted within 7 days. We regret that due to the high volume of applications we receive we cannot provide feedback on individual CVs.

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