Automotive Finance Underwriter: Growth & Impact

Ford Motor; Manchester; On-site; GBP 30,000 - 45,000; Full time

Job summary

A leading automotive company in Manchester is seeking an Automotive Financial Underwriter. The role involves assessing creditworthiness for personal and commercial lending, making informed credit decisions, and ensuring compliance with internal policies. Candidates should have up to five years of experience in underwriting or financial analysis, strong financial acumen, and excellent communication skills. This full-time position requires flexibility to work in the office.

Qualifications

• 0-5 years of experience in credit underwriting or financial analysis.
• Strong understanding of financial statements and key financial ratios.
• Excellent analytical and problem-solving abilities.
• Solid grasp of risk assessment principles.
• Exceptional verbal and written communication skills.
• Meticulous attention to detail and accuracy.

Responsibilities

• Conduct thorough financial analysis of commercial clients.
• Make informed lending decisions in line with company policies.
• Engage with internal and external stakeholders for underwriting.
• Ensure compliance with legal and regulatory requirements.
• Contribute to improvement of underwriting processes.

Skills

Loan Processing

Computer Skills

Fraud

Math

Banking

Pricing

Analysis Skills

Fair Housing Regulations

Underwriting

Financial Analysis

Negotiation

Phone Etiquette

Job description

A leading automotive company in Manchester is seeking an Automotive Financial Underwriter. The role involves assessing creditworthiness for personal and commercial lending, making informed credit decisions, and ensuring compliance with internal policies. Candidates should have up to five years of experience in underwriting or financial analysis, strong financial acumen, and excellent communication skills. This full-time position requires flexibility to work in the office.